Ok im no expert but this is what i have been told in the past...
Bump up your super insurance if you can (make sure you have a good policy) as your premiums are paid with your pre-tax income rather than after-tax income. Also elect your beneficiaries binding if you don't want any delays later.
If you need additional coverage then get another policy to cover further funds and anything not covered by your super policy.
See a financial planner for advice if you need it - I think some can only sell their own suite of products (best to check).
Bump up your super insurance if you can (make sure you have a good policy) as your premiums are paid with your pre-tax income rather than after-tax income. Also elect your beneficiaries binding if you don't want any delays later.
If you need additional coverage then get another policy to cover further funds and anything not covered by your super policy.
See a financial planner for advice if you need it - I think some can only sell their own suite of products (best to check).