Recognised forms of income for serviceability

[Panda]

Hi all,
Just wondering what forms of income are recognised by banks as reliable income when applying for loans and at what %.

I know that there is,
- Rental income (i think considered at 80%)
- JOB
- Business income ( i think 2 years solid evidence is expected)
- Gov bonds (although that may have changed)

- What other forms will increase serviceability??


Cheers,
Panda