What you forumite's think? See any parallels in real life in ppl around u?
Yes.
My grandparents on my dad's side, my Pop was the spender, (cars + drinking), Nanna was the one to save, firstly for their children's education, providing for them, then she was the instigator for the businesses, she did all the procuring, research, and saving for deposits to buy the different businesses. So she was not only the saver but a wealthbuilder with it. I am confident her personality temperament was that of Inspector Guardian, so no surprises there.
Of my parents, mum was the saver, dad was a party boy. She had 2 jobs to educate, provide for us, they divorced, dad just spent any money he had doing what he always had done, mum bought and paid off her own little house, continued to save, but also enjoys life, she is independent financially, her 2nd husband is also financially independent, so they work it out good.
My mother's parents were both good providers, savers, both always had work, saved, were very much family orientated.
My older brother used to be money come in one hand, out the other, then he decided to marry, have a family, his wife is an excellent saver, provider, she has taught him, she is not a wealth builder though, whereas he has observed what I have done and has taken that on board, bought themselves a couple of IP's.
My older sister and her husband are buisness owners orientated, both good savers, her husband's dad died when he was very young, he learnt everything from his mum, a scottish lady, shrewd, had businesses, was a role model for him, they are a good team, but it's all business, no investing.
My younger sister is a good saver, her husband was a bit of a party guy, drink, buy cars....but they are good providers for their kids, my sister saw what I was doing, investing, she has done likewise, her husband saw what her and I were doing and got into industrial property investing, now he has fun mucking around with his hobby of restoring cars/motorbikes, and can afford to do so...
My partner was a reasonable saver, but no idea of creating or building wealth, that's been my instigation, he came from a huge family where their mother was the saver, their dad was happy for her to budget and save, he said she was the one with good financial skills.
Around me...seems mostly partnerships with couples. I know some single guys and gals that just spend, no saving, but also know some gals that are looking to invest in property, they have approached me and talked about investing, a smaller number actually then doing so.
I do know one male investor, he is single, wife died, they had built their assets together, he continues to be a shrewd investor.
My stepsister and her husband have a load of investments, all her idea, he helps any way he can, she does all researching, financing organisationals, management, she loves all that, is also an Inspector Guardian temperament.
That's just a rushed bit of info, if I think of anymore will come back O'Wishga!
Also through other involvements, I have observed the females, 'generally speaking' are the ones to provide/educate the children, so the family factor, children may be a great incentive for this ...(talking different cultures/countries, not just Aussies).