USB charger causing death

You were probably standing on ground? Somehow it has to find a way back via alternative path.
30mA is a very small amount so it does not take much even bare concrete can have enough moisture in it to provide a path.
If you are in a shed for example the entire steel frame is bonded to the earthing system to reduce the earth resistance.

Without getting too involved the current in a circuit is always the same in active and neutral. You can put an amp-meter in before or after a device and will get essentially the same reading. The appliance resistance connected governs how high/low it "flows".
If a difference occurs the RCD trips as it assumes its going to earth.

In general use earth leakage and RCD are just different names for the same device.
 
Neutral runs through the rcd being able to measure current in active and neutral. I could draw a schematic but its late. So ill try to attach a pic
 

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