I own a house which is CG exempted. It is worth 150000 and has a mortgage of 50000. So I want to free up this cash to buy 2 more properties. If I sell all the costs involved with buying will be wasted. If I sell to buy another two I will have to fork out to buy them. Sometimes I hear of banks loaning against the equity. This mortgage is with Homestart and just now they said unless I live in the house with the present mortgage or the new house I am not able to have a home equity loan with them. Their not in the business of financing investors. Would another leading institution look favourably in this situation? What would you do and why? Do you need more information? Keeping the house is fine for lots of reasons. I know it back to front and it will continue being a good performer. Are there any other options I haven't thought of?