Hiya
On balance.........
I dont have a big heart for franchise models in the finance area generally, and the comm rebate models even more so. Ormond has "large scale commercialised" what Gruen et al could not., and while he is one of my aggregators biggest volume performers, most independents ( inlc me ) dont like the way they portray the broking business generally, and its not because they are stealing our clients
Ultimately though, the responseability for a service business must rest with the person that runs the business. If most of the frans are making ok money, and 25 % arent............usually thats not a franchsor issue, often but not always you gotta look in the mirror and ask, would I pay myself today......
Sitting around waiting for the franchisor to hand feed you quality leads will ALWAYS end in tears.
Cannibalisation of territories is also nothing new, the other large number mortgage franchise biz has been doing it for mouch longer.
While I know little of the current disputes and arguments, there are usually 2 sides to the equation.
ta
rolf