Recent content by caz

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    Have you felt the "GFC"??

    I'm not sure about struggling to pay the rent but at a party early on in the year nearly every one there was on reduced income and just paying the bills. Everything else was cut back. Most had there husbands cut down to a 4 day week. Our income also has dropped significantly this year, but no we...
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    My latest Purchases 100 meters to lake 100 meters to pacific ocean (some views)

    Great buy. I wish you could grab a few for me :)
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    Bicycle share schemes: the way of the future?

    I think the idea sounds great. When we were in Copenhagen 7 years ago, we were anticipating using this system to get around. We never once saw an available bike. The ones left were all damaged or vadalised. Maybe Aussies aren't the only ones. Apparently a lot of people would just permanently...
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    Mortgage Stress Mainly due to increasing rates ?

    I've heard this too. I hate to say it but bad things happen to people who have sense and plan. An injury hence no income, no insurance or insurance won't pay up ( I think this happens more then we know) and everything falls apart. If Dh was injured and couldn't work and our insurance didn't...
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    Tenants... they just dont get it

    If I was renting I would expect discounted rent and/or a bonus on sale for loosing the privacy of my home while it is on the market. Especially if they have kids keeping the house clean is hard. Could you say that if the house is well presented for an open home you will give them $50 etc. or...
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    Buying in Hobart

    Everything I've been reading does indicate hobart is at the top of the market. Last time I looked it Mid last year it was still going up. The middle of the range is a bit stagnant. <300k is the cheap end especially in Blackmans Bay. 400k would buy you a nice place. Don't expect much. Claremont...
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    Anyone used Intrepid?

    We have been on several intrepid trips and totally agree they are only as good as your guide. they are a great way to travel as it is like back packing but the running around and organising is done for you allowing you to enjoy yourself. You really can spend as much or as little time apart from...
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    Offset only suitable for $45k+ income

    I haven't done the maths but was he saying that earning interest on your money and paying tax on that would leave you better off then reducing your negative gearing on your tax rate. (assuming it is an IP not a home morgage)
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    One Parent Families and PI Opportunities

    2 of our IP's seem to attract single parents. They are really clean and tidy and well looked after and affordable. They have been great tenants. Never missed a payment always in advance, IP always kept clean and immaculate. We originally wanted no kids but all of our single parents, with one...
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    Negative gearing and family tax benefits

    You are correct. It doesn't seem right to me that interest for shares doesn't count but for property it does, but that is the rules. May be as property is more for long term capital gain ?
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    Investing in Interstate IP's-Feedback sought on resource

    It looks great. Really easy to follow, much better then a lot of websites I have visited.
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    South American Adventure

    Have a great trip. South America is such a great place to travel in.
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    Equity but no cash. What to do?

    Sounds like an awesome business. Would you like to share details with us about how you turned your life around ?
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    Private Schools

    We are going thru this debate now. I was going to do the private school thing but our local public school is meant to be as good as the private schools and closer. The only problem is I'm not happy with the local public high school so I will most likely send them to private high schools. I...
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    What are your goals?

    Our goal is to have enough passive income so we can retire at around 50 if we choose. We want to have plenty of fun getting there including me not working unless I want to and hubby to continue getting very long holidays every year.We would prefer to take longer then have to be misers and not...
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