Recent content by dagg3r

Thanks about 900k.

Hi guys Just wondering if any of the big banks are doing 85% finance with no LMI? Thanks

Hi All, Just got a quick question and hope you wonderful people here on the forum can recommend me which suburbs to pick. Just want to buy a house, 3 bedder in the SE suburbs. What are your thoughts on Burwood / Clayton? or any other suburbs? For a rental property but potentially will...

Hi Guys Im based in Melbourne and will be moving up to sydney. Looking to buy a unit have about 350k 1 bedder, ideally would not want to pay strata or minimal, so a small block of units, using public transport close to train stations not too far from the CBD in a good location. I figure...

Alexlee: So I go to a different bank, get a 85% loan on the new IP. They will then set me up with another loan for deposit and stamp duty? Yes I do not want to x-coll. just trying to find a way to borrow 100% of the amount.

Hi Guys Quick question, I have 1 IP nearly all paid off, with the entire amount sitting in an offset account. I'm wishing to buy a 2nd IP and hopefully get an 85% no LMI loan, but I would need funds for the other 15% and stamp duty and other fees. Is there a unique way to get this funds...

Hi guys I have a old gas oven that is really tall built into the wall of my apartment. - if I want to remove and put a new one in. What is the cheapest you recommend that is for an IP. Does anyone have any recommendations and also who to contact that can remove an old oven out and install a...

Hi guys I'm hoping you all can help with your expert advice. I own an a top level apartment here in melbourne, and there was a burst dish washer hose which flooded my apartment and water leaked to the apartment below. I copped about $2300 fees for call outs, and water extraction etc all...

Thanks might stick with industrial grade carpet anyone know of a company thatcan supply and ddo installation with the underlay at a good price

Hi guys my apartment got flooded! the carpets are a writeoff. I need to replace the carpets, im thinking vinyl flooring? as its an IP. Does anyone have expereince with timber look vinyl? regarding costs and anyone know a recommendation for a cheap company / installer in melbourne? thanks!

Thanks for the spreadsheet novated would be beneficial as it comes from pre tax salary but I can't get that at work hence only buying outright using funds from car allowances or a cph or chattel mortgage.

Hi guys offset is attach to my IP property. I hope chattel mortgage is the way to go being cheaper than cash outright in an offset acct.

Hi guys I'm on a PAYG income, I was just wondering say I get a car allowance of 20k and 95% of my the car usage is for business related which would be a benefitial strategy taxwise. 1) I take 20k cash and buy a car and claim depreciation, gst refunds and associated costs running with the...

thanks guys I'm in VIC so hopefully I'll do some light reading to see if it is the body corps responsibility to repair it. cheers

Hi guys I own a top story apartment and the plumbers have came and determined that from my balcony water is leaking from my top apartment down to the apartment below. Bodycorp are saying I have to pay to get it fixed ie remembraining, as its a private area. Is this right? i always thought body...