Recent content by Joostoz

  1. J

    Gas supply

    We had this done in Queensland. It didn't cost us anything to have a trench dug from one side of the road (where the gas main is) to our property. Main thing was that we did need to have it connected to both a cooker and hot water system (which we wanted anyway). Nothing better than cooking on...
  2. J

    Interest free offers from retailers

    I got in touch with them, and our monthly repayments of 350 are now reducing the newer balance first, meaning that we will have paid of the 700 in two months, and still have 18 months interest free on the kitchen. Took one call. Should be fixed now!
  3. J

    Interest free offers from retailers

    We went down this road (for an Ikea kitchen as well) when our bank didn't want to lend us any more and we needed to finish our renovation. We financed at 95% + LMI, and had a hefty personal loan on top for the reno. This way, we made sure we could do the bathroom while the house was gutted, so...
  4. J

    School catchment area in RE ad

    Ultimate Family Living Neat as a pin and immaculately presented, this is a perfect opportunity to buy a home in the highly sought after suburb of xxx The house is also in the xxx State School catchment area. This home boasts a functional and flexible floor-plan and has the potential for...
  5. J

    School catchment area in RE ad

    Hi guys, Just throwing it out there to see whether it would make a difference to you. We recently bought a property and renovated it. This property is in a very desirable catchment area (primary school though). The catchment area has recently been tightened, meaning that some houses that...
  6. J

    My son -where to buy for his uni

    My parents did the same for me when I was at uni. It was a hard learning experience and I lost one of my best friends due to being his landlord... Having said that, they still own the apartment 17 years later and are happy they kept it. More to the point, have a look at the Central Park...
  7. J

    Refinance possible

    Funny you say that, a broker I spoke to before going straight to BOQ provided pre-approval up to 525k. We needed around 550k. BOQ was happy to go even higher if needed. I got the tip from a REA in our area to talk straight to the BOQ branch manager and both my wife and I were very happy with the...
  8. J

    Refinance possible

    Home loan is with BOQ, personal loan with NAB. Marty, as indicated all financing was based on single income, even though we now have two. Even in the current scenario we can save approximately 2.5k per month, if we would want (meaning we could potentially pay off the personal loan quite a bit...
  9. J

    Refinance possible

    Thanks guys, will give our bank a call once the renos are 100% complete. Which will probably be after the personal loan has been repaid ;-)
  10. J

    Refinance possible

    Hi people, I think I know the answer to this, but would still like to throw it out here to see whether I may be wrong. We bought a PPOR in June last year, run down house (ex-rental) in good suburb. It's our first home. Wife works part time, 2 kids. Wife wasn't working when we bought it, so...
  11. J

    Interior Painting Cost?

    Is this with you providing the paint? So just a labour quote? If it includes paint I'm moving to WA ;-)
  12. J

    Plumbing fittings quality

    I just received my kitchen mixer tap, and I can assure you it will be the eye catcher in our kitchen... and that for A$ 195, ordered on Friday, delivered today! Now I just need to hope it works ;-) 10 years warranty as well. Happy :-)
  13. J

    Love this place..

    I saw the church before they started their reno. They did everything themselves. Took them 2 years...
  14. J

    Love this place..

    My sister did this (it's in the Netherlands though): https://www.airbnb.nl/rooms/3530536
  15. J

    Plumbing fittings quality

    Based on your experiences I just bought a kitchen tap/mixer from them! $195, also for sale for $499 at a different shop... Looking forward to receiving it. Kitchen will go in in 2 weeks, so should arrive in time.
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