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  1. shopgirl

    iPhone 4 purchase opportunity

    Hiya ! Please add my name on the list for one,thanks !
  2. shopgirl

    Car Insurance - Progressive on line

    My son was a Learner driver, out driving with his older sister. He had a very small prang in a major sydney car park. AAMI insurance hit us with 2 excessess - the standard one ( $550 from memory) and an exrtra one for inexperienced drivers, around $500. So even if your son/daughter is...
  3. shopgirl

    Vacant bedroom charge: those who won't move told they will pay

    Lady I work with lives in a 4 bedroom DOH property at Carlingford, kids have grown up and left home. She works full time but is somewhat a low income earner. In my mind, with all the families out there on the DOH waiting list, this lady should be forced into either a smaller DOH place or...
  4. shopgirl

    Know anyone famous?

    The actor Simon Denny baker, currently in the Mentalist, went to my primary school. He was about 5 years younger than me and friends with my kid brother. He was just Simon Denny then. Nice kid.
  5. shopgirl

    Resigning due to bullying?

    Interesting thread. Wylie - this person is just your average BULLY and you need to stand up to her. The problem seems to be that she gets away with her horrible behaviour because everyone is scared of her....!!!!!! Get some self esteem, get a loud voice, hold your head up high and stand...
  6. shopgirl

    Finance for 2nd property

    Hi Jamie, thanks for replying MY ppor is only 5 years old and in perfect condition. Not really anything I can do here that could add value. I think I need to really work hard for 12 months and try to save as much as possible. thanks for the interest, shopgirl
  7. shopgirl

    Finance for 2nd property

    thanks Rolf, I appreciate that, I guess I need to do a bit saving !
  8. shopgirl

    Finance for 2nd property

    Hi ! thanks for such a quick reply. I paid $313,000. Yes, I paid LMI. My loan is with Suncorp. Im looking to buy something very modest, around the $300,000 mark. I have a big strong son living with me and he is very keen to give me a hand painting, decorating, building gardens etc. He is...
  9. shopgirl

    Finance for 2nd property

    I purchased a PPOR 18 months ago. Current value $330,000, currently owing $280,000. I would like to convert my PPOR into an investment property with IO finance. Ive spoken to a real estate agent and he feels I will be able to get $360 per week rent easily. I want to purchase a 2nd property...
  10. shopgirl

    Age is becoming a real issue with most lenders.

    A lady I work with, age 50 was recently knocked back on a 25 year loan, bank only happy to give her a 20 year loan. She was questioned about her exit strategy...
  11. shopgirl

    Are you fat?

    I had a full blood test done last week. Doctor very happy with results, everything within normal ranges. My cholesterol is only 3.9, she said that is fantastic. All I need to work on is dropping around 10kg or so...my blood pressure was also checked and is 115/70 so all good. I just keep...
  12. shopgirl

    Are you fat?

    HI Indix fund and everyone else, Im enjoying this thread. Im actually 80kg now as Ive been trying really hard to eat well and excerise more since I had that ultrasound a couple of weeks ago. Im 165cm and am pushing to get to 70kg, its a good weight for me. Im actually 52 ! For me to weigh...
  13. shopgirl

    Are you fat?

    Ive lost 22kg in the last 2 years and now weigh 82kg. Hoping to slowly get to 70kg but no real rush. I had an ultrasound this week due to abdominal pain and nothing much came up, except the fact that I have a fatty liver! I was pretty shocked to say the least, considering my weight loss ! Im...
  14. shopgirl

    Gallery by Crown, Parramatta

    My friend lives in this building ! Her and hubby are renting a 2 bed apartment and absolutely love it. Ive visited often and enjoyed the facilities including the beaut pool. Parking is a bit of a problem in that area. They have one designated parking spot. Visitors have to park on the street...
  15. shopgirl

    How much can you borrow if 'gifted' house deposit

    The best way to keep the money in the family is to not give it to younger son. Theres no guarantees in life, things happens, People divorce. Thats the way it goes. My elder brother has worked out he needs to give our younger brother 150K for a deposit to buy a PPOR and to keep his...
  16. shopgirl

    Sydney is !@#$

    To Blue storm We live and work in the western suburbs. Its not a case of wanting to feel warm and fuzzy in our home. I dont like renting. I dont like the restrictions. I want to paint a room if I wish, hang a picture where I want, plant trees or flowers, build a deck. I want to do what I...
  17. shopgirl

    Sydney is !@#$

    Why state that everyone wants to live in the inner suburbs? NOT TRUE ! We live and work in the western suburbs and are very happy ! Not everone works in the city you know. I love spending time on my days off in the city, especially around the harbour and the beaches. But we wanted our...
  18. shopgirl

    buying land in the US

    I had a look at the link. What a beautiful area ! just lovely. Looks like its very close to Atlanta, a suburb of Atlanta.
  19. shopgirl

    Have you ever travelled overseas

    Most unusual place I have been to is Cambodia - and I fell in love with it !
  20. shopgirl

    Do you use a dishwasher?

    we have an LG dishwasher and LOVE it. I cant wash up any where near as clean and sparkly. It takes a massive load. Highly recommended.
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