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    Central Coast - Chinese Development

    Hi Guys, Apologies if this has been posted before - I'm looking for opinions on the Central Coast Area. I found this online: http://www.dailytelegraph.com.au/newslocal/central-coast/chinese-investors-funding-major-economic-boom-on-the-central-coast/story-fngr8h0p-1227020642863...
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    Boarders as Tenants (No official lease)

    If I have a property that is only rented out to boarders (No official lease) But I have a history of the tenants paying money directly into my account do I need to advise the tax department? I also run a business as a sole trader and wondering the best tax structure as I use the property...
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    Recommend a Renovator? Complete House Restoration

    Anyone in Sydney know a competitively priced Reno Shop they can recommend? It's for a Semi-Detached Townhouse style house. Inner Sydney Area 2 floors. Will need everything from replacing floor boards, Bathroom and Kitchen, patching the large concrete cracks and walls for a double brick home...
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    Council Approved Partitions? Know a cheap provider?

    Anyone know where I could get a low cost option for partition walls? It would be for a Sydney CBD apartment, I think Council doesn't allow any wall that needs to be drilled into the ceiling but not 100% sure. Was thinking those nice French Doors (Sliding doors) as a way around it. I've...
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    Council Complaint - Wants to inspect! Illegal Construction??

    If a local council calls you to do an inspection on an apartment based on a complaint from a previous owner (Before you owned the property) And the complaint was almost a year ago are they allowed to force an inspection of your property? Or is there any privacy laws that can prevent this...
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    How to Read Swap Rates?

    Referring to fixed interest rates at the Banks. For example I've previously locked into 3yr fixed Rates with CBA and been lucky enough to call back a few times, break my fixed rate for a $0 change +$50 admin and secure a great new significantly lower fixed rate the following day! At the...
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    Defacto & Dating

    Hi Guys, I've been seeing a girl who wants to move in with me and pay some board set weekly fee that includes bills (As it will also be cheaper option for her but she will maintain the lease on her property renting out her old room at a profit and could move back to her home quite easy on...
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    Anyone doing no LMI for 85?

    Read last year Westpac was, are any of the Big 4 doing it this year? Also do they take your overall portfolio into account. For example new loans with 5% deposit down 95% lend, which makes your other properties go to 85% LVR overall. What discounts off variable are current for...
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    Which Lenders Finance Overseas Property?

    Specifically looking for a lender that will finance 75-80% of a mortgage for a property in Thailand. Ideally under 6%
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    Serviced Apartments

    Hi All, I'm looking to invest in a Mantra Serviced Apartment basically I buy the apartment with a 20% deposit down and 80% loan from finance. It returns about 8.5% net after strata/mantra management costs which will help me with extra cashflow and the options for guananted lease up to 6x...
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    Sydney CBD - Predictions / Areas to Invest

    Hi Guys, What are your thoughts on Sydney City CBD area? I'm thinking World Square area due the influx of asian immigration. According to the Economist we have a huge bubble bound to pop, but judging by overseas cities it would appeal our income to city prices isn't anywhere near as bad...
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    Can I? Say the property is for investment to boost the loan when I will live in it.

    Situation: Bank has approved $500k based on everything max.. I need $600k for a property I wish to buy/live in. If I tell the Bank it is for "Investment Purposes" and send them a letter from agent stated rental yield $750pw etc Then as an Investment loan I should be able to get the...
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    Small Business - Work from home claim mortgage?

    Hi Guys, In Somerset book it advised you can claim portions of your home if you work from home but may have to forfeit free capital gains if it's your first property. My situation: Sole Trader - works from home in 2bedroom appartment. I don't plan to sell but you never know if...
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    Small block off the plan Parramatta

    Hi Guys, I know off the plan can be risky and a few major projects were valued less at completion in the area ie: Escen But this small project has caught my eye: http://www.realestate.com.au/property-apartment-nsw-parramatta-107299479 7 stories, 24 Units 470k for 2bedroom. The no stamp...
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    Effect of NEW FHBG vs Old

    Hi All, I am pondering with the new 21k for new homes would this push prices up of new dwellings? Ie: If I were to purchase an older appartment compared to purchasing a new one. Would the CG in the newer appartments go up quicker as more people want to buy new for the extra 7k? Just a thought.
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    A few idea's.. Brisbane, Surfers, Parra

    Hi Guys, First time poster long time reader. I am currently in a dilema of where to buy. My situation at the moment 1unit in parra 217left on loan valued at 240. I have saved a 25k deposit and want to maximise my next investment.. 1st one...
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