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Hi all, just thought I'd brag - recently got a French loan for a small property over there. (I realise that it's not a great investment from a $$ point of view, but it's not a big spend either) Thing is, the semi-fixed interest rate I got tracks between 2.65% (min) and 4.65% (max) :eek: :D...

wow ... in response to the Great Australian Scream article here http://www.theage.com.au/opinion/great-australian-scream-20090421-ae0e.html, we have several ultra intelligent suggestions such as this one below: "It may seem simplistic and I'm sure there are a lot of reasons it won't work (I'm...

Hi all, just a bit confused and am after a bit of advice from those who have done this kind of thing before or from any of the MB's on SS. I'm looking to start up either a LOC or a mortgage/offset combo to achieve the same result as a LOC, and am hoping someone can tell me (a) if it's...

:eek: http://business.theage.com.au/business/rba-leaves-rates-on-hold-20090303-8n0q.html

With the global economy in the state that it is, I'm giving consideration to overseas property (small purchase only), and France in particular. Has anyone here bought property in France, or know someone that has, and care to share your experiences? Thanks in advance.

"Ratings agency Moody's Investors Service has downgraded to negative the ratings outlook for ANZ Bank, the Commonwealth Bank and Westpac because of the potential impact of the economic downturn." http://business.theage.com.au/business/moodys-downgrades-anz-cba-and-westpac-20090302-8lzu.html...

ok I'm looking at buying a 2nd IP, but don't have enough yet to cover deposit, stamp duty and mortgage insurance, and have been told by my bank that I might not meet their new 90% total LVR limit (based on PPOR and 1st IP). Q. What's to stop me throwing say 20k (that I would prefer to stay...

Hi all, just curious if anyone here can direct me to an online PDS for Zurich's building insurance? Have checked their website to no avail. Thanks.

I've heard lots of good things about Terri Scheer, but what's with their building cover? - it only seems to cover loss or damage by tenants, and not things like fire or water damage :confused: :confused: http://www.terrischeer.com.au/media/lpppds_mkt171_06_08.pdf My IP is a strata unit...

Hi all, does the fact that I'm about to start looking for and sign up a new tenant restrict me in any way in building in a rent increase into the fixed-term lease? :confused: Thanks in advance. :D

:eek: http://www.theaustralian.news.com.au/business/story/0,28124,24866438-643,00.html

Hi all, just wondering what this means for fixed loans? http://business.theage.com.au/business/bank-stocks-up-as-90day-bank-bills-slide-further-20081229-76ux.html

Hi all, is there a certain amount of rent paid in advance that is 'the norm', or can it be whatever you like? And does it differ depending on whether rent is collected weekly, fortnightly or per calendar month?? :confused: Thanks. :D

Hi fellow landlords, I'm currently in the process of trying to decide which landlord cover insurance company to go with, and have found that all insurers (that I've checked) say they will deduct bond monies owing from any rent default claim. For some this equates to ($5000 - bond) worth of...

Hi all, after procuring my first IP and doing a little bit of PM shopping in the area (~4 agencies), I'm faced with the following dilemma. First, some background on my requirements: As this is my first IP and am not too time-poor, I will want to be fairly hands on, will have time to chase...

When my wife and I used to rent in the ACT, the government very kindly paid for half :eek: of our rent because she was in the defence force. I think it had a cut-off limit, but that limit was very high as I recall - no complaints from us, or our landlords at the time! :D :D With the ACT...

How much rent increase (average percent) do you generally request, every 6 months? If you only increase once per year then just halve the percentage.

Hi all, after a month or so of looking around the inner east suburbs of Melbourne I've finally signed a contract for a 2br unit in Camberwell in need of some renovation. :D The property was initially listed at 380k private sale, but with the owner very keen to sell, not much competition, and...

Hi, I've recently made a written offer via signed contract. At the time of signing the REA advised that there was much interest in the property and said that he would now advise the other interested potential buyers that an offer had been made on the property, without disclosing my offer...