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I'm hoping someone can tell me if this will work. One of my loan is likely to be 'contaminated' and I'm trying to fix it. I'll use easier figures rather than actual figures here. Loan amount $500,000 part of the loan that's contaminated and hence not deductible $100,000 I was told I should...

Thought I would share this with all of you: I walked into a St George branch today inquiring about pre-approval for a new loan and the loan officer gave me 1% off the standard variable rate just like that. I was a bit shocked to be honest. I asked if she can give me the same discount on my...

Just received new rates notice for my IP in SA and nearly fell out of my chair after reading the valuation the rates are based on. My block is just under 300sqm in the northern Adelaide suburb of Elizabeth East. It's a low socio-economic area and the market is not doing all that well as far...

Just got an email from PM this morning and apparently there was some sort of water leak from upstairs which has since been fixed but has left a water stain on my ceiling. This is what she wrote: "A while ago there was a water leak coming down from upstairs (through the manhole in the...

My insurance is up for renewal shortly and I wanted to make sure I've got the right types of cover. I currently have Landlord insurance with Allianz for the building even though it also has $10k worth of contents cover. I also have Landlord Preferred Policy with Terri Scheer for rent default...

I'm looking for a new PM for my IP in Ultimo. I've been with the current agent for just over half a year and the service is just not good enough. The first quarterly inspection was two months late and the report was extremely brief, and despite her telling me she's been in the industry for many...

Is anyone attending or has attended the Tenancy Reform Seminar held by the NSW Fair Trading? Cheers,

Why is it so many houses for sell in Western Sydney has the condition 'Owner Occupier Only'? It's probably common knowledge to others but I've only come across it recently. Can someone please explain to the not so knowledgeable ie me?:p Does this mean the property can never be rented out...

I have an unusual noise issue. Directly below my apartment is a cafe that opens between 6:30am-4pm. The cafe belongs to the same building so falls under the same strata management. It appears the cafe gets deliveries at 3 every morning and it's been waking up my tenant and his partner who only...

Tenant recently moved into an apartment I just purchased and has complained of smell of gas from cupboard. I did a search on SS and couldn't find any relevant posts. I assume I would need to do a gas inspection but where can I find the professionals who does this? Does anyone have a...

I have an IP in South Australia which was built less than 12 months ago. The land the house is sitting on was subdivided from a corner block which I bought from a private vendor. The other block still has the original house on it which was built many decades ago. The house has recently had a...

Hi all, I have an IP in Elizabeth, SA. My tenant is great but the property manager is terrible. I've been trying to find a new manager to take over but it seems the good ones are all charging 2.2 weeks of rent as letting fee whilst I am only paying 1.1 weeks. Some of them also charge higher...

Hi all, I've been looking to buy my second IP and am wondering which area in the lower north shore or eastern suburbs is a good place to invest. I have a budget of up to 550K for a two bedroom unit. I don't live in the area, so would really appreciate any comments from investors who've bought...