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Not sure where to put this so fee free to relocate. I just came across this if anyone is looking to furnish an appartment in Melb. Maybe those with short term rentals or furnished IPs. Just gone on sale today and probably won't last long :D...

Sorry, title should read "Short term loan to trust to reduce interest". Hi, I am looking for advice on my specific situation. I know there's heaps of threads on this but none seem to answer my question exactly. My husband and I have a discretionary family trust with a Co. trustee (the...

Hi, I am hoping someone can help me. I am trying to get an idea of potential issues for the certification of a downstairs reno on a highset property in Logan QLD. We are making an offer and want to get the downstairs certified for living areas. This could turn it from a 3br into a 5br without...

Hi, I'm not sure if this is the right place for this question but I am looking for a recomendation for an experienced REA or buyers agent in Melbourne's outer east (Box Hill North). We are trying to decide whether to move to a larger block/house and suffer the costs or to extend and renovate...

I'm in two minds whether to name and shame certain individual PMs and the agency in Parramatta who have been soooo horrible to deal with. I admit I'm new to the game but I work in a service industry and I know what is good and bad service. Even their subcontractor abused me over the phone...

Hi, I am looking at changing my Property Manager and have been investigating a few around the Parramatta area. Can anyone please tell me if they are extremely happy with anyone in particular and why? I have been seriously considering a small start up firm in Harris Park called Prime Real...

I am trying to decide between cheap (and nasty) carpet or a better, more expensive one for a rental appartment in Parramatta? We are trying to attract a better quality tenant this time around. The unit location is pretty good but the block is pretty average. Not sure whether it will be...

Hi Everyone, We're looking at buying an IP in Brisbane. In our price range we're looking right across the east and west suburbs from Logan to Inala (avoiding anything in the flood areas). Looking at spending about $250-300K for a 3br on a 600+ block. I would like to hear from anyone with...

Hi, Many thanks in advance for your advice. My husband and I recently bought our second IP and our broker steered us towards the ANZ Breakfree package as the best option for our current and future needs as we will have 3 loans within the next year. Curr Rate is 0.8% off svr (6.56%). Fee is...

Hi everyone, I have a friend who would like to transform her garage into a granny flat in order to rent it out to a lodger for a bit more income. We think she can renovate it to council standards for about $20K which will cost approx $200 per month in repayments which can be obtained from the...

A friend is looking at buying a unit in Melbourne. The vendor owes the body corporate a substantial amount of money. It's a forced sale as the vendor has declared bankruptcy. Would she be liable for the amount owing if the sale price doesn't cover the bank and other creditors? Or, can she...

Hi, Could someone please point me to the answer if this has already been asked but as our situation is evolving I need to know if we're going down the right track before it is too late :) My husband and I both work in PAYE jobs, his income is more than mine as I'm only part time. We set up a...

Hi all, I have a longer post in the finance section about this but I wanted a quick answer from an accountant or someone who has done this already.. our accountant is away currently :( I have been told yes and no by different people and I don't want to stuff it up :D Our situation is...

Hi to the loan experts out there, Hubby and I have just received the signed contracts on our 2nd IP :D and now I have 10 days to get loan approval and I don't really know what I'm doing. Sorry for the long post but I want to clearly explain our thinking :p We have a broker but to be honest...

Hi everyone, I know there's been many threads on the Western Suburbs and I have trawled through most of it. My questions are quite specific so I haven't found exactly what I'm after. We're ready to buy our 2nd IP now - a 2br unit around the $300-350K mark. First one was in our own...

Hi all, I'm trying to help my Mum who is retired and on a pension, supplemented by her superannuation. My Gran passed away last year and now her estate funds are being distributed to the beneficiaries - my Mum is getting about 300-400K. Her fin adv. has told her the best place to put the...

Hi All, First time poster - been reading a lot and think I need some help now :) Can someone please recommend a good financial advisor in Melbourne (East if possible) who we can ask the many questions we have on investment options and tax minimisation. Not sure if we should talk to more...