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If i am to set up a trust or company structure, am I (as an individual) still on the loan documents? Do I have to essentially go guarantor for the loan and give all my financial details to the bank. Say if I was wanting to set it up for my young daughter, who has no income. If I had a say...

Lower this risk by having a good cash buffer that will cover it in the event you lose your job. You will need one anyway for things that pop up. Also get insurance and fix mortgage rates if needed. There are things you can do to lower risk.

We are going to be selling our PPOR soon and I was wondering how much everyone else told their agents about *why* they were selling? Does it depend on circumstances? for example, would you cover up the need for a quick sale? Would you mention death/divorce/financial difficulties? Where...

I am at that time where I revisit *why* I want to invest. *Why* I want to be financially free. *Why* I am willing to put in all the time and effort into persuing this goal of financial freedom. Mine basically comes down to that I do do not wish my finances to control me or my children. I have...

Hi, I was wondering what the mortgage brokers thoughts were on this site? https://www.getcreditscore.com.au/ particularly the no impact on your credit score claim, and the "soft touch" credit enquiry. I am not wanting any hits on my credit report but would like to know what is on it. I know...

That would still require her to get finance wouldn't it? And for her to pay back portion of mortgage until the final payment. eg. if have 50% of price paid, then she has to pay for her portion of mortgage without getting rent as the property isn't in her name (although if they are still...

Thanks for replying. The ability to get finance and tax issues go together. She does not have the high income or and is not in the high tax bracket of her husband. Hence the property would cost her more than it does him. That is why the idea of an option was attractive. Agree to a low...

I was wondering about divorce. Say the couple have a few investment properties, all in the husbands name. Both husband and wife are amicable and desire the properties to be in the wife's name in order to help support her. Problem is that she is unable to get finance to hold the properties...

? Bad because less people can buy in if they have to get a 30% deposit. Less demand = less capital gain

It has also been pointed out several times that she was. I have no idea how you got onto this Jewish *womans* (not *girls*) social media. I and other women here were sharing our experiences with street harassment. So you go and post pics of a woman who you decided is "asking for it" and...

Not man hating. Just hating the harassment. Are you indicating that it is a women's responsibility to teach children how to treat others with respect? I don't know, how about if, umm, you know, the men maybe, um, help??.....

Can I just add, if the intention is to make women feel better about themselves. Generally people don't do that by making others feel apprehensive. They are doing it for themselves. To make themselves feel better, more powerful, knowing she can/will do little about it.

Yes, and those "few" sleezy ones that won't give up mean that for every other catcall, every other "complement" carried a threat to her. Thinking "what happens if this one follows me?", "what if this one starts shouting names at me?", "what if he attacks me?". If they are calling out to her...

http://everydayfeminism.com/2012/10/5-excuses-for-street-harassment-we-need-to-stop-making-now/ Street harassment isn't about men paying women complements and them getting pissy about it. It is about power. It is that simple. If I walk alone down any street I will generate these...

well if we get a group get together, count me in.

There are a few Bendigoians on the board. What are you looking for?

The article is juvenile drivel. That is not because the author is a feminist (whether or not she is is up for debate), but rather because the author is an idiot. I wouldn't consider the article feminist at all, quite the opposite actually.

Regional doesn't mean out in the sticks. There are a number of major regional centres and you could do well with $300k there.

It has to be less work and more cost effective for the agent to draw up a new lease for free than evict tenant for non payment. I would put that to them. Failing that it seems if you want it official with them on the lease (and the sublet thing isn't a go), that it would be cheeper for you...

Or you could get your partner to do half :cool: