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my wife and I are going tomorrow with that same coupon. we will drop the kids, check it out and get back for pickups. Hope to see some new ideas.

I heard of something similar to this awhile ago and it turned out to be the air intake sensor. It took ages to find it as its not the first place you would look. Hope it helps. Chris

About 4 years back I registered for the dole, I had bought shares with a 10k loan alittle before that and they had halved in value. When I was filling in the dole forms with them, they put the 5k in shares as assets but not the loan in liabilities. I asked why and they said they didn't...

Suggo, I am with ANZ and had Bris ppty valued in Feb,2003 at 210k then did more work and valued again in Aug by same ppl (banks valuer) at 290k. Manager at F/Valley (on holidays at present) never said I couldn't get new valuations just said I would have had to do alot of work to have it come...

thanks Paul, I am following up on these and they seem quite good. Will be alot of reading coming my way :) Chris

Hi NewToPI I know there are places like Small Business Incubators and NEIS (New Enterprise Incentive Scheme - for ppl getting unemployment benefits) to help start up businesses but I don't know of any websites like this forum on the subject. It would make a great source of info for...

had similar with a telemarketer, asked if I would like to make $1M, I said I didn't want a million, he was very upset and asked again, I said no and he hung up irate. Best fun I've had with them. :) If he knew how, why is he phoning me at 7pm telemarketing? I think I will make it my own...

Hi Geoff, Thanks for the link, the ATO quote really answers both my questions. No deductions prior to starting a business, but ok while engaged in the business if related. Chris

Hi Garry From what i understand it... under offer is just that, an offer and the person can refuse it. I have seen this as just a verbal, which was accepted and then put on paper as under contract. I don't know if it has to be on paper as an offer "officially" or not. I certainly have made...

Hi Dale, Are there any exceptions to that, like if I was to take up renovating houses for a living, then is it a tax deduction as I am learning new skills for that (welding, landscaping, etc). Also what if I did these prior to starting a business renovating houses? so I could show this was...

John, Thanks again, didn't think about it being only part of the year, going quick isn't it? Congrats again. Chris

Hi John, Thanks, thats exactly the sort of info I was interested in. I was going to ask the cost of Deppro as well. Also why does the depreciation go up in the second yr? Chris

John, Sounds great, could you spare some more details. I was thinking about this area and was wondering if this price was about average for 3 bed houses? How old is the house? What size block? Is that about the normal rental return for the area? I take it BV is brick veneer? Any details...

Cosmo, I think there is always money to be made if you know what you are doing, eg, know if the buying price is good value, know the costs of renovations and know if that brings a good profit compared to sales in that area. My wife and I have renovated a few houses and it was to improve the...

hey Dale, are the setup costs deductable, since it will be used for IPs? I think not but thought I would ask. Chris

Thanks Matt

I paid special clearance on a cheque 2 wks ago with ANZ, put it in at 10:30am, was fully cleared 3:30pm next day. They did advise if I didn't pay special clearance it was only 3 days anyway but had bills to pay that day so all worked out. Can't see a problem with your situation. Chris

Matt, I guess it depends on how you feel about security, how many windows you have and whether your highset or lowset. I would ask The Strippers if you get the same price regardless if you bring in all the windows or say 5 at a time. Then board the window holes with some ply until they come...

Hi MP, You said "How would this be possible when the LOC will then include the PPoR and the IP together as one?" I don't think you should increase your PPOR LOC to include an IP. I have asked alot of ppl regarding increasing my LOC just for the deposit of an IP, then getting a separate IP...

Thanks Gill and Simon for the advice, I will talk to ANZ and see what they can offer. Chris