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What type of minimum deposit is required now for a loan? I remember a few years ago, there were 0% deposit home loans. A couple of examples: 1) On an existing dwelling for $450,000, what type of deposit would be required? 2) For a newly constructed dwelling with land for $500,000 (making...

I understand adding your spouse to the title of your home does not incur stamp duty. Which Government body handles this in NSW? Is adding your spouse name onto the title, adding their name onto the Torrens register? Are you supposed to tell your mortgagee first? Will the mortgagee have something...

Can the NSW First Home Owner Grant (New Homes) scheme be used for OTP apartments?

On my property, I have some palm trees. There is a collection of dead branches which have accumulated around the base of the trees. Just wondering if this is the responsibility of the landlord or the tenant to remove?

In a Trust with a minor as the beneficiary - Does the trustee pay tax or is the beneficiary as a minor taxed at a penalty tax rate? - Is the beneficiary minor eligible for the 50% CGT discount?

I?m looking to purchase an IP between 200k to 250k. I have a 50k deposit. I don't want to purchase it in my name though. I briefly looked at a company structure but soon found out that there will be a high rate of tax when I do sell it one day. What about a Trust structure? From my brief...

Is it possible to get a DIY wrap pack with a bit of advice and all the necessary forms?

Does anyone know of a good solicitor in NSW who can handle the paperwork to set up a wrap? Is the new purchaser entitled to FHOG and stamp duty concessions like a normal purchaser?

Both programs require 3 years work experience under a mentor, does anyone know if you can do your work experience time in the UK or get accreditation with a UK body (over 3 years) which will then qualify you for admission with either CPA or CA in Australia?

Soon to finish studying. Just wondering if it's worth becoming a CPA or a CA or none of them? It looks like there are a number of years worth of experience to get to the CPA / CA level. What's the wage difference between a non CPA / CA Accountant and a CPA / CA with the same years of...

Saw I own an investment property and I wrapped it to another person, so that they are in effect paying it off etc. just like a normal wrap, if I then get divorced, is my spouse entitled to half of the house or is she not because it is wrapped?

or have all these sorts of opportunities dried up?

This is probably more of a general accounting question but I'll ask it anywayz. If you are dealing in USD and on your balance sheet you have an Accounts Receivable account for USD transactions (but it has already been converted to AUD - Say $1,000AUD). If you don't receive payment on that...

I've seen reference on the net to legislation in QLD and NSW which restricts what landlords / PM's can list on the TICA database but no reference to VIC. Do any VIC PM's or landlords know if there are any restrictions as to what can be listed on the TICA database in VIC or if its open slather?

do they pay stamp duty?

Are Werribee and surrounding suburbs a bad place to live? Are Werribee and surrounding suburbs (Hoppers Crossing, Tarneit, Wyndham Vale) a bad place to live in terms of the type of people living in the area? As in would they tend to be a bit rougher than the average Joe walking around an...

How is it practically different to Freehold in other states? What happens at the end of the 99 year lease? Can the government just decide that the property is needed and take it back with no compensation to the lease owners? Is all land in the ACT leasehold? Has the ACT always been run...

When purchasing a house, is stamp duty usually handled by the solicitor / lender and payed as part of the settlement money transfer happening or is it handled by the borrower themselves (having 3 months to pay after settlement)?

My understanding is that in Victoria as a first home buyer, there is no stamp duty waiver or discount unless you have dependant children. Is it commonplace or possible in Victoria, when you take out a home loan, to get the stamp duty rolled into the loan amount or will financiers not do this...

Just wondering how lenders look at purchasing your first PPOR interstate utilising the FHOG, with the intention of moving there within six months to fulfill the requirement of the FHOG. Would lenders accept this situation or would they be wary about the purchaser buying so far away from your...