Search results

  1. ralph wiggum

    Units in St Marys (Syd)??

    Hi guys, Just looking at some options for my next purchase - looking for a cheapy with good cashflow and wanted some advice from those in the know on the St Marys area. I have seen numerous units in St Marys in the $140k-180k getting rents from $190 up to $230 per week. On a search of RE.com...
  2. ralph wiggum

    PPOR business. Loan interest deductible?

    I am hoping someone can give advice on this situation. My partner has been running a small business from a house she has been renting out. Myself and my partner have now decided to buy the property as our PPOR. My question is; What part of the interest on the PPOR will be claimable as a tax...
  3. ralph wiggum

    What type of bathtub?

    I am currently looking to install a bathtub into a new bathroom, and was wondering what other forumites have found to be the best buys. From my limited knowledge, it seems that fibreglass-type baths are the cheapest, then acrylic, then porcelin covered steel. (not interested in anything above...
  4. ralph wiggum

    Property Savvy Accountant - Sydney

    I was originally planning to use Dale G.G in Melb, but have since been advised that he is not taking on new clients atm, so was hoping to find a switched on accountant close to home in Syd. I had trouble finding one using the search function of the forum, so thought that you guys could help me...
  5. ralph wiggum

    Offset or Redraw?

    Just a quick question - Is there any diffence in having your money in an offset account to decrease your interest, or paying extra off the loan and redrawing when you need it? ie tax diffences, effect on credit rating etc etc Any advice would be appreciated. I am currently doing the latter...
  6. ralph wiggum

    A Question on Depreciation

    Hey guys. Hoping someone can give me some advice on depreciation. Purchased a unit last year in Jan, and had a dep. sched. done on it. The unit was fully furnished, and the depreciation people told me that they could add the furniture onto their report, but it would cost an extra $150 (i think)...
  7. ralph wiggum

    Property Investment Expo 2005

    Hey guys, The Property Investment Expo starts tomorrow (Apr 15) in Sydney. I have never attended one of these events, so was wondering if it is worth going. Any opinions on the event? There are a few speakers that I wouldn't mind hearing, so will propbably go anyway - but would be interested to...
  8. ralph wiggum

    Property Valuations - $300???

    Hey fellow forum junkies, I have 4 IPs and no PPOR. I recently asked my broker to approach my lender to revalue my properties, and see what my equity situation was - in order to borrow against them. My broker has informed me that my lender (Suncorp) will charge $300 per property for valuations...
  9. ralph wiggum

    With all the doom and gloom - is anyone buying?

    It seems to me, from reading this forum, newspapers, magazines etc that the consensus is that property will be flat for at least a couple of years (some forumites think it might be closer to 10). Interest rates have started to rise, prices have peaked in most areas, and land tax for some is a...
  10. ralph wiggum

    Advantage Finance 6.34%. Any thoughts?

    Hey guys Was seriously looking at Advantage Finance's 6.34% loan for an upcoming IP purchase - No monthly fees, unlimited free redraws, free switch to fixed, portable, unlimited extra payments etc Infochoice states there is no application fee either, but I have read elsewhere it is $650 (am...
Back
Top