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Depends on your circumstances but in my opinion brother printers are quite reliable in the laser market and are pretty good value for money. They are more pricey depending on the functionality you need and you might want to figure out what you need before buying, eg: Black or white/Colour...

There's no evidence of people strapping children to their chest so Israel won't shoot. Hamas is also not killing children of Palestine, its Israels bombs (40% of bombing victims in the Gaza Strip are kids). Hamas is actually democratically elected - they are just as legitimate as any other...

I'm considering buying interstate as opposed to in Vic. Obviously there are logistical issues but besides that what other pros and cons are there. If someone has experience on this, please feel free to share. Cheers

I'm thinking of investing in multiple properties with multiple owners (2 other owners). Would like to know if anyone has done this before and what kind of structure they purchased the properties in, how they organised repayments, etc etc. I was thinking of doing it via a trust but think...

Hi guys, I'm attempting to take the plunge of buying my first IP. I have a preapproval for a loan of 200k with a deposit of 20%. However, the property I am thinking of purchasing is going to be held as a mortgagee auction - I have been told that if the bidders will have to make an...

Hi, Just wondering if any building surveyors can give me a bit of insight on this scenario. I'm thinking of leasing a comm property and changing its business use so I can run a hostel. Main issue is that the building has 1 front exit and is a bit of an older building and it does not have a...

A bit unrelated to property financing but does anyone know how I would go about getting finance for a small business? Any information would be appreciated, ta

I'm thinking of getting some units in Northern QLD so I'm just working out costs. Vacancy rates in area are at low 3% but to be cautious I will put it as 5% to account for downtime (should it be more?) Regional Council rates - $1000 (its a rather large estate though) PM fees - 12% of...

@Intrinsic_Value do you always buy based on intrinsic value or do you also do speccy buys as well? And regardless of your answer - how you been going with your strategy over the past few years? Just curious

I don't know if anyone has had a look into a share named GOZ (Growthpoint Property). It deals exclusively with commercial property and has good historical gains. For the last few years it's had dividends that ended up around ~8% p.a (not going to change for the worse due to reliable tenancy...

Excuse my ignorance as I am still a first time investor, been a fan and avid reader of this forum for a while but I'm still learning. I like all the replies and will follow up your suggestions for brokers. Before I do that I would like to have a game plan so I don't get ripped off. Should...

I'm thinking of going to Aussie to see roughly how much I can borrow. I have a bit of an idea of the ballpark it's going to be. However I would like to know what your thoughts are on Aussie as a lender, any personal experiences or what you guys have heard as well. I like their rates fixed...

My father has a few properties that have been are under one loan (cross collateral loan?). He no longer works and I'm paying off the loan so I'm wondering if there is a legal way to transfer the titles and the debt. ~ 200k owing ~ properties worth around 600k all up. I make around 45~50k...

Yes all those proven false flag events (yes, I dare say proven due to declassified information) makes you wonder what they are capable of doing... I really hope so for the sake of thousands if not millions that may be die/be displaced/persecuted if Syria is bombed into oblivion, the...

As opposed to the research you've done...? I've probably read many more articles than you have my friend. What is immoral about intervening into another nations problem? Do you understand the dynamics of middle eastern countries. They are very multicultural with many different factions - all...

Does anyone actually support/believe in the reasons governments give to initiate these interventions in the Middle East. There is always some sort of false flag attack Iraq, Afghanistan (911/non existent nuclear weapons), Libya (Tyrant?) and now SYRIA (Chemical weapons?)...

Reason why I think 80% is fine is because I can pull money out of a LOC from a relative for the deposit.. saving money on LMI.

Situation: I'm early 20s, thinking of buying an IP in regional Victoria. Around 100-150k purchase price. I have enough for a 20% deposit, currently working 2 PT jobs earning around 50k before tax a year. About to replace one of the PT jobs for FT and will be earning around 65k a year before...

Thanks, I'd heard it before but wasn't sure. How many streets away from the train lines is okay?

Is it bad to buy an IP thats right alongside a train line? Keep in mind its in Horsham and the train line is not nearly as busy as it is the inner suburbs.