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Hi, I'm is South Austalia. I recently had a tenant evicted and I was wondering what the law is regarding the tenants mail. Can't seem to find any info in the act. Thanks Pete

Hi, just wondering if any body has experienced this. I bought my first property some 3 and a half years ago. I claimed the FHB grant of $7k. I lived in the place for over six months as stated in the terms of the FHB. The other day I recieved a letter asking me for proof that I live in...

I pulled down a fibro cubby house the other week. It was made from a material called 'Hardiflex'. I did do a bit of research to find out wether it contained asbestos and I couldn't really come to a conclusion. The house is built in 1983. The cubby quite possible was a later job. Looking on...

Hi, I had a tenant move out of one of my properties a few weeks ago. The power was still connected. This was great as it helped with the renovations that i did. But now I've come to the realisation that the new tenants which move in next week may not bother to sign the power into their own name...

Can I still claim the borrowing costs such as LMI etc over a number of years on a property that was my ppor but changed to an IP a year after purchase? How would this work?

I'm just trying to work out what I can claim back in my situation. I bought a PPOR which I turned into an IP about a year later. Pretty much at the same time, I had this property refinanced so that I could use the extra money for another property. What can I claim back? LMI,bank fees...

Hi, I'm looking at purchasing another property in the next few months. I setup an ABN a few weeks ago, which 'backdated' it self to the date I started renting my first property (7-2007). Reading a few posts about LoDoc loans I'm under the impression that I'll probably need to be registered...

Hi, I have loans setup with CBA's 'colonial' product. I would like to setup LOCs but am trying to work out what the max LVR will be. I've seen 80% quoted on a few sites, but am wondering wether I could get a higher LVR with LMI. Seeing as the 'colonial' product is seemingly a part or CBA...

Hi, is there a Lo-Doc product (in SA), that only requires an ABN for a short period (6 months),no GST registration and a LVR of 80%? Fixed and interest only.. The broker that I contacted recently is pretty hopeless so I was hoping for a heads up for when I see another one tommorow...

Hi, I'm just trying to work out how much I could borrow. I'd like around $240k in total if possible.. I live with my dad atm, so very little expenses ie halves in bills. SANF not worried about. Income: approx 38kgross Rental income: property 1 :200pw $10400pa property 2 :220pw...

I just purchased a property that is tenanted. A new lease was signed as part of the sale and goes for another year. The problem is the rent is really low at $175 pw and really should be closer to the $230+ mark. I reckon that I bought the house probably 20-30k below market value ...

I recently re-financed and the excess funds have been placed in a brand new savings account. The majority of the money will be used for a deposit on another property. I understand that purchasing costs unlike borrowing costs are not tax deductable, so that's cool But The fact that I...

Hi, I've just refinaced my first IP from $120k to $150k, and have $30k which is to be wholey or partly used as a deposit for my next IP. (depending on LVR etc) I have been just checking out the standard CBA paperwork and they are asking for an account number to depsoit the funds into. I have...

Hi, I'm looking at getting a loan in the next few months. The problem is I won't have all that much saved up in that time - I'll be lucky to have the 5-6% deposit for costs. I bought my first property late last year, and claiming the FOH, I have a couple months left till I move back in with...

Hi, I thought that I'll introduce my self. I'm in my late twenties, single and what I guess you'd call a 'casual' factory worker with limited future job prospects. Early last year I decided that I had to start thinking seriously about moving out of home (was living with my dad) to gain...