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  1. perky29

    Buying a property with subdivision potential

    Hi all, I am looking at a property in another state. The block is over 700sqm and indications are that council will allow a second dwelling on the back of the block , pending sewer... I dont yet have the sewer diagram (I have submitted a query to the local water board) . The local council...
  2. perky29

    SMSF lend - any bank who will waive "financial advice" clause

    Hi all, To the brokers out there. Do you know of any banks which are willing to do a refinance on a SMSF loan , and do not require the "financial advice" clause? I am wanting to take advantage of the current low 5 year fixed rates.... I went to Westpac two weeks ago asking to transfer...
  3. perky29

    Pool Builder in Sydney

    Hi all, We are looking at building an Inground pool at our house. Size around 7.2 x 3.6 metres. I would like to hear any recommendations , good / bad experiences please. We will probably install an aquavic system for chlorinating like we did previously (pool fresh plus). Maybe put...
  4. perky29

    Relocation Relocation Australia

    Hi all, Been watching this one on the Lifestyle channel. Looks like a good show. Tonight's episode centered on a couple looking for acreage in the Hills district of Sydney (budget 1.2 million - 5 bed 2 bath on 5 acres) - and an investment property in Mission Beach Nth QLD (300k, with...
  5. perky29

    Best Prime Minister in Last 40 years ?

    By special request , I have been asked to put in a new pole - Best Prime Minister in Last 40 years ? :-) This is my opinion. This is a bit tougher to me. Being a labour man at around the time of Hawke - I actually liked the guy. He had that charisma - who could ever forget his statement when...
  6. perky29

    Worst Prime Minister in last 40 years?

    Being in my early forties, I have memories of Gough Whitlam being sent packing by the Governor General. With the current inept government in place , it got me wondering - what are peoples thoughts on the worst prime Minister / Government since 1970? My tip is Kevin Rudd by a whisker over Gough...
  7. perky29

    12 month repair rule

    Hi guys, Quick question reagrding repairs on an IP. If you are to repair something that is broken - the 12 months repair rule (i/e becomes a repair rather than added to cost base or becoming a depreciable item) starts from what date? Is it 12 months after the date you signed the contract - eg...
  8. perky29

    NAB wont let me fix my SMSF loan

    Hi Guys, With all of this interest rate talk , I decided to invoke my SANF and fix our SMSF installment warrant property loan which I took out for a property last year. After trying to contact NAB for 48 hours, I finally had a response today. Apparently NAB will not fix an existing variable...
  9. perky29

    Domain - Buyers agent article

    I was searching through Domain tonight and came across this article - http://www.domain.com.au/Public/Article.aspx?id=1238261787580&index=NationalIndex&headline=Bidding%20for%20the%20other%20side Looks like Jacque got herself featured again - well done Jacque !!:D "Jacque Parker, who...
  10. perky29

    SIG Members - Advice of Sydney talk on Property Cycles by Phil Anderson- Monday 09/03

    Hi all, Because of the difficulty in obtaining a venue for a SIG meeting with the same speaker while he is in Sydney, Sydney members are directed to a meeting of the Upper North Shore Discussion Group (UNSDG) of Australian Investors Association to be held on the 9th March. Thanks must go to...
  11. perky29

    Jacque in API mag - where to buy in Sydney

    Hey Jacque, Congratulations on your article in the Feb API mag!! Its on page 76 , on cheap priced properties in Sydney under $400k , just read it. Nice to see another forumite in the mag!! I agree with your views on Quakers Hill - especially with Stonecutters ridge next door it can only help...
  12. perky29

    Break fixed 5 yr loan now or wait till August with Westpac?

    Hi Guys, Just wondering on your views here. I have a 5 yr fixed loan with Westpac at 6.89% on a 505k loan that I plan to renew for another 5 years for a house in Kellyville. The fixed period ends in August 2009 , and to break right now would cost me around $7k. If the 5 year fixed rates are...
  13. perky29

    Sydney Meeting ideas

    Hi Guys, Just running past you all the next meeting ideas - its been a while so would like to do one soon (and then an xmas get together in December). Please , can you guys give me some ideas (or even go one step further and ask people you may know?). Remember the pub in Glebe only does...
  14. perky29

    How safe is Bank Of Adelaide (Domain) ?

    Just a question - as one of my loans is with them currently - and if property prices were to fall in Brisbane by say 20% (although I dont think it will its best to ask). What can happen to ABL? Would their Bendigo bank merger hold them up ok (as Bendigo is primarily a deposit based bank)- or...
  15. perky29

    www.findmeahome.com.au - WOW !!

    I just got the email from Residex regarding their new website - will check it out later but it looks like it could be brilliant for an investor... So what makes this site special to you? 1. FindMeaHome.com.au saves you time by displaying all properties which are listed for sale on the...
  16. perky29

    Mamma Mia !

    Anyone who is around 40 years old , and loved Abba - this movie is a must see. We saw it yesterday , my 13 and 11 yr old girls were not fussed and the 7 yr old boy hated it :rolleyes: - but I would recommend it !! Poor old Pierce Brosnan is not the best singer in the world but Merryl Streep...
  17. perky29

    Rudd's first Budget splits stay-at-home and working mums

    From the Telegraph today - Rudd's first Budget splits stay-at-home and working mums HE Rudd Government is being accused of discriminating against stay-at-home mothers after its first Budget stripped them of family payments but gave richer working women increased childcare subsidies...
  18. perky29

    SIG Meeting Monday June 16th 2008 - Victor Kumar

    SIG Meeting Monday June 16th 2008 - Victor Kumar -------------------------------------------------------------------------------- Hi Guys, For our next SIG Meeting we have lined up a great guest - Victor Kumar. When - Monday June 16th , 2008 - for a 7:30pm start. Where : Where...
  19. perky29

    The story of stuff (consumerism 20 minute story)

    Hi guys, My wife subscribes to a website called simple savings. She came across this 20 minute "story" - a lady in the US named Annie Leonard has had 2 million hits on her website so far (so must resonate with a few people). The blog - From its extraction through sale, use and disposal...
  20. perky29

    SIG Meeting May 5th 2008 - Self Managed Super Funds and buying Property

    Hi Guys, For our next SIG Meeting we have lined up a great guest - Mike Feltscheer. Mike will talk about the latest in Self Managed Super funds - being able to purchase property through an Instalment Warrant and how to finance the deal. When - Monday May 5 , 2008 - for a 730pm start...
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