3 year fixed rates Citibank

We had one on 5.8 on 2 yr. Sent in, conditionally approved after two weeks, val done $60k short. that isnt the bank, its the valuer so we didnt have a choice but to pull the deal.

Redid it with ANZ same rate, fee difference minimal variance for a 2 year spread.
3-4 day turn around and online valuation 5k from owners estimate.
 
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