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Thanks shahin
Does the staff get the same interest rate as members of public?
When I worked for a bank (not ANZ) the staff rate with LMI waiver wasn't quite as good as the 'normal' customer package rate but there were other benefits that helped offset that.
Just need to make sure you don't go past the tipping point where you'll be paying more for the waiver in the long run then if you coughed up the LMI upfront.
If I go see a lending manager in anz and provide them with my info (eg assets and liabilities) , that info wouldn't get passed onto my boss would it?
Prefer to keep my Fincancial affairs private and not become shared at work
What's Westpacs policy like just out of interest
If I go see a lending manager in anz and provide them with my info (eg assets and liabilities) , that info wouldn't get passed onto my boss would it?
Prefer to keep my Fincancial affairs private and not become shared at work
What's Westpacs policy like just out of interest
If I go see a lending manager in anz and provide them with my info (eg assets and liabilities) , that info wouldn't get passed onto my boss would it?
Prefer to keep my Fincancial affairs private and not become shared at work
What's Westpacs policy like just out of interest
Your boss wont know you have even applied for a loan.
Westpac is max 85% for IO and 90% for P&I. Funny thing is that a Westpac employee can get 90% for both IO and P&I with St George.
Correct I used to have my loans with St George doing 90% I/O, but that's not something that supposed to happen and try not to promote this glitch too much otherwise they might change the process, I know how to do it and how it's been done but I'm not going to share it
Its not a secret and its not hard to do.
They have different policies and they share assessors so they know each other's policies and rules.
Not sure where you are getting this from but my experience is very different.
Its basic policy that St George do 90% IO for staff including Westpac staff from the time of submission so no need to do P&I and then change it to IO after settlement.
I can only go off my experience - I did my own loan last month 90% IO with St George and also another client did their's a few months before. Both we IO from the get go.