What are the main differences between ANZ Breakfree vs Westpac Premier Advantage? Which one is better or does it depend on the particular situation? What about differences in fees, flexibility, etc?
Difference I have noticed are:
- ANZ restricts the package to 5 properties
- Westpac has a lower rate by 0.05%
Some more questions I have on these loans:
- With these packages can you split one loan in 2 accounts so you can separate the deductable and non-deductable components from the one loan?
- Can you have a fee free 100% offset for each loan within the package or do you only get one fee free offset as part of the package?
- Do any/both packages offer redraw with no minimum amounts and no fees? (in the unlikely scenario that you will need it)
Thanks for your help
Difference I have noticed are:
- ANZ restricts the package to 5 properties
- Westpac has a lower rate by 0.05%
Some more questions I have on these loans:
- With these packages can you split one loan in 2 accounts so you can separate the deductable and non-deductable components from the one loan?
- Can you have a fee free 100% offset for each loan within the package or do you only get one fee free offset as part of the package?
- Do any/both packages offer redraw with no minimum amounts and no fees? (in the unlikely scenario that you will need it)
Thanks for your help