Not much of a pker player then : )
ta
rolf
not a strong point of mine
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Not much of a pker player then : )
ta
rolf
Resurrecting an old thread
So we have 1% discount on our ~$700k worth of debt with Commbank currently at 6.41% variable (inc discount). With the announced .4% variable move (to come in on May 11th :/ ) it will come to 6.01% variable (inc discount).
Has anyone got recent tales of pushing the other 3 banks or commbank lower on their discounted variable rates?
We were in the process of settling a new property with this new rate set, they stuffed up and dragged their feet and they ended up compensating us $2000K!!! How's that for a change. A bank paying its customer for a mistake!
$2000K = $2 million
Must be a nice feeling I reckon
Cheers,
Oracle.
Resurrecting an old thread
So we have 1% discount on our ~$700k worth of debt with Commbank currently at 6.41% variable (inc discount). With the announced .4% variable move (to come in on May 11th :/ ) it will come to 6.01% variable (inc discount).
Not too sure what you mean there but you're not too far off the mark if I think what you might mean.
CBA offered me over the phone 6.16% variable with further discounting to 6.01% as well
Sounds like their customer team is in force in preparation for the new SVR rates effective next Friday.
Not a bad rate but their products are shocking.
A little more info please...?
Resurrecting an old thread
So we have 1% discount on our ~$700k worth of debt with Commbank currently at 6.41% variable (inc discount). With the announced .4% variable move (to come in on May 11th :/ ) it will come to 6.01% variable (inc discount).
Has anyone got recent tales of pushing the other 3 banks or commbank lower on their discounted variable rates?
In a first, ANZ has stuffed up and Im on 6.47% var atm, until whatever anz drops their rates by.
The reason why they have stuffed up.. i got loan 1 in dec 2008 with a .6% discount off var rate. I just got loan 2 which came into effect from march and because i got in on their 0.95% deal off var rate at the time. Up until a few weeks ago loan 1 was still at 0.6% disc and it seems with the rate change i where they upped the rate 0.06% i am now on 0.95% discount for both loan 1 and 2! However cause my loan is about 580K total I dare say the discount should of applied to loan 1 but as loan 1 was not a 'new' loan they may use that as a excuse not to apply it. Anyhow its a Win for me!
MISA isn't a true offset account like the other lenders'. Plus their serviceability is terrible so it really limits portfolio growth.
Hi Aaron,
Have just encountered their Servicability issues. Not overly impressed.
MISA isn't a true offset account like the other lenders'. Plus their serviceability is terrible so it really limits portfolio growth.
When you say not a true of set account, what do you mean? Does this impact the tax situation. Have just encountered their Servicability issues. Not overly impressed.