I think your best chance is to talk to your lender that your business accounts are with now.
Your request to discount rates and fees need to be supported as a value proposition, and if you already have a profitable relationship with an existing lender, that would be your best chance.
If not, you need to make a case to a new lender as to why you whould be given preferential treatment and why it benefits both parties.
As many have already commented, you want to get the lowest rate, but be wary of the hidden fees and charges from the smaller players.
Good luck with it.
Your request to discount rates and fees need to be supported as a value proposition, and if you already have a profitable relationship with an existing lender, that would be your best chance.
If not, you need to make a case to a new lender as to why you whould be given preferential treatment and why it benefits both parties.
As many have already commented, you want to get the lowest rate, but be wary of the hidden fees and charges from the smaller players.
Good luck with it.