So do you want a medal, Kathryn? Any-body can live off rental. I could if I want. but that is really boring. I prefer to use the equity(and get greater returns) as there is so many exciting oportunities out there in many other areas, so I take them when they appear. I need to have a bit more stimulation in my life than merely collecting propertties. Money is nothing, I lived without it very happily best years of my life, Also tried retiring a couple of times, but that gets very dull very quickly you dont get that forfillment satisfaction or sense of acheivement that makes you feel the day has been wortwhile. It was ok at 30 but sitting on a beach drinking all day does not appeal to me any-more. I have a large house I dont even charge any rent for, it houses abandoned and orpaned kids and I am planning on doing some minor renos and will have some disabled people there too, even paid for some of the kids schooling the joy and gratitutde of those kids is worth far more than any rent and I am still making money out of capital growth. I could live of that house alone. As I think Lawsy said the man who wears the biggest hat has the least cattle. I beleive property is for storing wealth, not purely to line the pockets of greedy lazy selfish investors. By the way I never called you a tight **** but obviously you decided the cap fits.