The media reports there is lots of competition out there for home loans, so many lenders are discounting...what type of interest rate does this translate to?
I refinanced recently with imortgage at 4.69% (680k "cash out"...80% LVR) and looking at refinancing an unencumbered property (another $600k...70% LVR) ...am thinking of imortgage again but is there much under the 4.54% of loans.com.au? Being self employed, I can't use ubank.com.au. I'm thinking of asking imortage for a better rate (like 4.59%) on the second loan...is this wishful thinking? ... as some lenders when you borrow above $1m the rate improves.
I refinanced recently with imortgage at 4.69% (680k "cash out"...80% LVR) and looking at refinancing an unencumbered property (another $600k...70% LVR) ...am thinking of imortgage again but is there much under the 4.54% of loans.com.au? Being self employed, I can't use ubank.com.au. I'm thinking of asking imortage for a better rate (like 4.59%) on the second loan...is this wishful thinking? ... as some lenders when you borrow above $1m the rate improves.
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