Hi Locko!
I could possibly 'retire' right now, 4 years into investing. But I would not want to do that. In my experience, we find that we just keep looking at more and more, we want a really nice house, not just a mediocre one. Why stop working when you could retire with much more thn you currently have at 30 years of age? I can take what I call 'mini retirements' but thats just optional, I have continued to work because I'd like a much better life for my Family. Not just a mediocre one.
To recap: It's only natural to reach a point in time when you just keep wanting more. I think most investors feel the same. And until you personlly reach the point where you are able to 'retire', you just might find you don't want to just yet. I did.
Who's to say the other guy was in the sme position I am currently in 20 years ago? I would have called
My advice would be; Take advice from those who are in a position you wish to arrive at. They have experience you do not yet possess.