Interested to hear others experience with regard to finance for smaller block of units/dwellings say 3 or 4? I am looking at purchase something like this however have found the major Banks I currently deal with seem to have become stricter.... Problems/queries I have: *Rates - able to get resi rates on purchas eof this type or more likely commercial/business? *LVR - Looking at 30/40% down whereas previously I found 20% was sufficient with an 80% loan (my Bank has said 20% pok however on commercial lending rates only of upto 5.5%). *Servicing - seems ok little changed here so able to claim all rent as income and no sensitising. As above, interested on any thoughts, advice or options.