self employed
Yep, got everything and it costs.
We don't pay wages so are exempt from workcover, so the Trauma/Injury insurance covers what workcover would cost. The life insurance is enough to pay off most of the mortgage debt, can sell a bit if required if this happens. Income protection is set to kick in after 3mths which reduces premiums alot but it's there for longterm issues.
And PI insurance but that's only 1% of income so pretty good really.
Yep, got everything and it costs.
We don't pay wages so are exempt from workcover, so the Trauma/Injury insurance covers what workcover would cost. The life insurance is enough to pay off most of the mortgage debt, can sell a bit if required if this happens. Income protection is set to kick in after 3mths which reduces premiums alot but it's there for longterm issues.
And PI insurance but that's only 1% of income so pretty good really.