I have a 5% deposit saved as well as enough for stamp duty and legals, etc. However, when my broker applied for a pre-approval, they declined a 95% LVR, but subsequently agreed to 90%. This leaves me short $20k on a $400k property. I can save about $5k by settlement time if I were to buy in the next couple of weeks, so I will then be short about $15k; roughly the value of the stamp duty. I'm wondering if it is possible to pay for the SD via a credit card purchase (not cash advance).
I'm open to any other ideas.
I'm open to any other ideas.