Hi All
we're trying to reduce our living expenses but finding it tough going trying to get it lower than what we live on today. Works on paper but harder in reality - routines, habits and all that. Does anyone think we're living too extravagantly? If so how can we realistically slash our budget by say $20K per annum? Would love to hear your thoughts on cutting our budget to a sustainable, sensible limit.
Have attached a table showing what our expenses are per day, week, month and yearly equivalent.
we're trying to reduce our living expenses but finding it tough going trying to get it lower than what we live on today. Works on paper but harder in reality - routines, habits and all that. Does anyone think we're living too extravagantly? If so how can we realistically slash our budget by say $20K per annum? Would love to hear your thoughts on cutting our budget to a sustainable, sensible limit.
Have attached a table showing what our expenses are per day, week, month and yearly equivalent.