To be fair, alot of our time delay problems were with the land developer (new estate) getting delayed for various reasons (rain, etc, etc) rather then the builder. I was hoping that the builder would be completed before christmas, but the building company take a break over December and January where nothing is done. Oh well, at least we aren't paying any mortgage or anything until it is completed - feel sorry for those who have had to use progressive draw down payments to fund the build.