Recent content by Gruntus

thanks Rolf, this was actually a loan written in early 2008, and it seems very odd to me that no LMI was paid. do you think it would be standard practice to not have LMI at that level or do you think it would not have been approved for LMI? thanks in advance Grant

For the gurus out there, wondering if anyone has seen a scenario of a 90% lend with no LMI? total package was $7 mil (3 properties), does LMI stop being offered at a certain dollar value or has someone dropped the ball on this one?

Hi I too am looking for the superstar in Ipswich, current PM is below par. who should I see? Regards Grant

I think you will find it is your responsibilty to notify them of change in address. you should always do this by email so you have a reference. I cant see voda removing it, as the amount is outstanding and hasnt been put on your file in error. If defaults were removed for everyone who came...

I got the info from Baycorp advantage which hold the credit reports. They said to get it removed I had to get the listing company to inform them it was put on in error. It makes sense too, a default is still default even if you pay it. http://www.fido.gov.au/fido/fido.nsf...t?opendocument...

Been in this situation twice now. once myself and once a business partner had the problem. Once there is a default on your record, unless you can prove it was put on in error - ie payment made before the due date or more which is very hard - it will not be removed no matter what. The best...

having some troubles with the PM, wont return emails. Tenant has made some claims for maintenance, pm gave us tenants number to contact, but the tenant is non contactable. Have emailed PM three times regrding this and other matters and just dont get a response. On top of other poor...

MY wife and I are currently looking for a new home and one area that has appealed is Springifield (Ipswich city council). Homes under ten years old generally on 650 - 1000m blocks and under 400k. There is a highway to brisbane undergoing major upgrade at the moment and train line to brisbane...

Hi thanks for the replies, here is some more info. 80%LVR plus capitalisation of the mortgage insurance premium YES 85%LVR plus some capitalisation YES Are you after stated income or no stated income? Any credit defaults? NO How long have you been in business / ABN registered...

Are there any lenders doing lowdoc's above 80%LVR?

it was actually the rta i got some info. http://www.rta.qld.gov.au/faq_ending_a_tenancy.cfm?item=70.00 But this relates to tenant terminating agreement, where as they only breached their agreement and were asked to leave. anyway, the PM is demanding the re-letting fee from the previous...

hey all have just re-let the housr in ipswich after the tenant was evicted for non payment of rent. just got the monthly statment and pm has charged as letting fee. she has also included the bill she sent onto the previous tenant, which also includes the letting fee. isnt this double...

Hi Pm has evicted tenants for not paying rent at the end of Jan. Been on the market two weeks and no interest (at preivious rent). Should we drop the price? or improve the ad? or rent as share accomodation to nurses/doctors as it backs onto the hospital carpark? Any views or advice...

Hi Looking to complete the subdivision of my IP in ipswich and sell off the back block. Purchased house for 400k. Splitting and selling costs approx 60k. Sell price $180k. Will I have to pay CGT?

the tenants have agrred to be out by monday (verbal with pm) after notice to leave due to arrears. not just simply breaking the lease.