I used a broker for my first IP, & had a good experience, (8.85% 105%LVR with Colonial) my second I used my bank (CBA) with a good result (8.85% 80%LVR), my 3rd I went back to a new popular broker & they set me up with a Macquarie loan at 90% LVR, that is now costing me 9.19%. He keeps telling...