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Do a search on spread sheets 2-3 years ago there were a few good ones Especially for multiple investments If you can't find it I'll be able to send a copy

All I will say about frankston is thank The Lord for peninsula link So I never have to pass through there

The areas you mentioned may already have large houses on them Look. @ the dandenongs area may have the land size you are after And still able to commute to CBC and not have a 50 square house on it

Thanks all good Do not talk teenager abbreviations just

2xfor jgg Please expand I do not get it

- The changes to the personal income tax thresholds, marginal tax rates and low income tax offset that were to take effect from 1 July 2015 have been abolished. What dose that actually mean?

Just looked them up and close to home only 15 min May give them a call thanks for the heads up Been looking for someone else to look after me for a while

Much more reason you put more ingredients in start beefing it up Although having a good summer garden helps ie fresh & sun dried tomatoes Corn peas carrots all the good stuf Have a fool proof way of drying tomatoes if any one interested So it may not be as expensive s I think

You are right Rolf the company more or less started out with he best intention for there clients Just jot lost on the way

Thanks Angel I did not know that So is all my info saved so I just need to make minor adjustments rather than starting from scratch?

My first investment was through money choice And it went really well It took almost 1year after the dust settled to find out that not all clouds rain money The amount of OTP places I thought I could buy using the equity from my ppor And the income I earned was a far cry from what I could...

Well done Angel I am looking to loose some hair this after noon as I have to do 2 forms one for me and one for my partner I wonder if I can pull her hair wile I am doing hers?

Seems a bit strange to have to pay up front to get any information On selling price / position Tread carefully Also what shahni said

I , After bringing lunch in to work every day since starting work ( 28 years ago ) Have started buying fresh sandwiches for lunch. Some times I feel guilty about the cash spent other times I do not. Found a shop selling sandwich & roll for $5.00. Good price I think however it is still $25.00...

Having a read of your post Points 1 2 3 and even 4 The paranoid one All good thoughts Read your post from 2004 and think it will be the sort of info that will stand the test of time as it is still relevant today I am submitting my paperwork to the bank tue and hope it all goes well May...

Thanks Rolf I will certainly make sure we do not cross Coll our loans Doing all the sums I think that I can save about 5k in interest pa Still not sure weather to fix interest on our new refinance. Have never fixed my interest rate and are not sure weather they have bottomed out yet. Or...

Miss information Must have been tired last post Westpack came back with 1.04% discount from 6.10 down to 5.06% No idea why I said CBC on post

Hope it is as good as they say Sister has a place in sorrento & my place in rosebud west Best time from sorrento to lysterfield 55 min @ 7am Christmas Day I hope that now the road is open 55 min will be the norme If not sooner Cannot wait to go for a drive later today to test my estimate

Variable rate interest only first 5 years

Re finance Are there many banks going under /5.06 interest rate Was with rams @ 6.1 now going to refinance with CBA @ 5.06 on a 1.2 mil loan over 3 property's Just wondering if I can find a better rate or is this about my best shot