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Just a whinge of the day to share with u I spoke to nab requesting fixed rate on our home loans and since then the only thing they had done was swiftly extending my interest only period and loan term to 2041......they did it without needing me to sign on those precious paperwork he emphasized a...

Hi All in the process of getting a chattel mortgage for a car. Any one know a good deal? The amount is roughly 25k for 3yrs got one from NAB where my IP loans are with: 5.82% settlement fee 370 MAFA fee 187 PPS reg and maint fee 20 Thx guys

Hi guys we r contemplating a 2 lot subdivision at the moment but we r confused as to which of the following 3 is the most important, assuming the blocks concerned are all flat and similar front house Location: a block in a more favorable pocket of the suburb is probably worth more but is it...

Just interested in how somersoft ppl here are doing this kind of small development before or just buy and hoid Are u finding it hard to sell the chopped backyard? Do u find the original house at the front devalued a lot like >10% after the subdivision? How much did u spend on in the...

Hi everyone Below is the message from the PM? 'Hi Vincent your tenant has reported the toilet to the main bedroom is not flushing also the kitchen sink has blocked as well as the dining light switch button has become loose.Would you like us to organize the repairs?' There was already a...

http://mobile.news.com.au/national/safe-as-houses/story-fndo4cq1-1226422941351 SUBDIVISIONS will be banned and much-loved big backyards protected under sweeping changes to save the family character of Melbourne neighbourhoods. The biggest reform of planning controls in 30 years will see...

Hi guys I have got arched passageway that I want to fit a door on so I am just wondering if anyone had experience doing this or it's best left to the tradie? What trade do I need btw a handyman? Thx in advance

Hi guys I am thinking of sub dividing as well just wondering how do u guys determine if a particular deal is worth chasing or not do u look at the cash in hand only, i.e like I will have 150K in hand after subdivision cost and selling fee so its a good deal or u would do the maths as if...

Hi all We evicted a tenant in Melbourne who owed a month rent and some damages like multiple holessss on wall, 2 doors and One window glass needed to be replaced. For some weird coincidence I realized my policy with Allianz was no longer valid but I managed to get it reinstated after 2...

Hi fellow IP owners I was contacted by the agent of my ip in Sydney (I live in Melbourne) that the toilet doesn't flush well,the waste was rising when they flush the toilet and then slowly draining away which could indicate a pipe blockage so suggested to get a plumber to determine the cause...

Hi guys just got a dumb question that suddenly came up:p Is it true that a offset account can only offset one loan account? say all loans are with the same bank in a pro package. THx

Hi all as per the topic I just realized that the new car nissan dualis now on ~3000km, actually needs 95 instead of 91 octane fuel which I ve been using.....could any auto guy here let me know if there is a big risk of engine damage already?

Hi Could anyone recommend a good plumber(or HWS repairer?)easy to deal with? I have a HWS showing a weird problem, the flame goes off after ~10 mins but the system can be turned on without any problem straightaway but then it just shut itself again:confused: Only things I think maybe worth...

Hi all plz help we are confused We bought a house in a block no.19-21 which has just been subdivided so house no 19 is our property. Settlement is gonna be on friday but issue is that we found the vendor's builder still hasnt built a carport on the house we bought as per requirement of the...

Hi all never renovated before so I am just wondering is there any difference at all with regards to renovation for rent vs for profit? or a efficient renovation should deliver both? THx for all replies

Hi all as stated on the topic my gf singed a contract for a property which just had the land subdivided and the vendor is constructing a new dwelling on the new lot. But it has been almost 2 months since she signed the contract and settlement is still no where as she was told by the...

Hi all I have a tenant who has been residing in the IP for just a month. First she requested a security door replaced as it wasnt locking but then this was stated in the condition report. I want to be a nice landlord so I get it done. Then yesterday she told me the knob for the kicken sink...

Hi all Been lurking around for a while but we just bought a property and decide to take on the management ourself. I am wondering what are the fellow investors choice for landlord insurance in this circumstance of self managing? THX heaps.