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Hi, If your trust stated beneficiaries are your wife & children. Will that mean your de facto partner is 'wife' under this term too OR the trust must say 'including de facto' partner ? Our trust does not mentioned 'de facto' so does it means we need it to be amended it ? thanks

I'm going through the same but we now live in NSW. We have the solicitor (in nsw) executed the separation documents so my question is can we use the same documents for this qld property or this 'application of consent' from the family court webpage ? It is quite a lengthy document but mainly...

Thank you Darryl & Terry.

https://www.osr.qld.gov.au/duties/transfer-duty/exemptions-and-concessions/trust-exemptions.shtml Can anyone clarify this point for transfer duty in Qld please. We got 3 properties in 1 trust & looking to transfer 1 to own name (the partner of the trustee) if I understand it right under...

Hi Tim, please confirm BMM website, because i've looked & contact the sydney phone no. on the site & the lady said finance is not their field of business....

Quick Learner, I found this gadget in the Handyman magazine... check it out. I haven't use it but very tempted to get one for my IP. It's $86.90 http://www.vapotec.com.au/main.htm My tenants have showers in the morning (& probably at night as well) so having the fan & the light...

I used ARBORPRO 32853457 I got quote for removal of a large ironbark tree & grind 12 stumps $600. When the boys arrived to do the work they were very efficient & friendly & in the end they removed a few more stumps for me for free. So negotiate. I got a lot (like 10 quotes) but all were...

Update :- Since the last time I wrote on this forum, there were still no answer from CGU regarding my carpet calculation so I rang her yesterday requesting (nicely) for a response & she was nice enough to give me the difference (40-25sqm = 15, 15 x $56.46 = $846.90). Got to be happy with...

Update... Still haven't accept their offer of the payments as yet, feel ripped-off about it. But what i did checked again was how CGU calculate my carpet damages :- CONTENTS Carpet $ 511.50 I have inclined an contribution allowance of 25m2 @ $56.46 per m2 = $1411.40 less two...

Hi Marc1, From your experiences, CGU is great ! I found their response time to be superb because they do promise to 'settle' your claim within 7days. Their staffs were very sincere. I just can't accept their explanation for the excesses they applied to my claim. Marc1, what I noticed was...

My experience :- Stay at a nice holiday villa with those shocking circular stairs (those same as olly's friend). Was playing upstair with my friend's son & he ran off for the stairs, he stepped on the small side of the steps and naturally slipped & stumble down....no, rolling down, landed at...

QB, sound like mine so maybe it's cgu(nz). How was their initial payment differ to the final $500 ? ie what did they offered to pay you in the first instance ? I've been checking out Terri Scheer & they sound better but still awaiting for some feedback from this forum. cheers

Hi all, I am looking for new insurance company to cover my investment properties. Landlord & building covers. From experience there will be no problems until one make claims with these companies. So only want to hear from those who had actually made a claim with the recommended company...

Hi all, Thanks for your responses. I wanted to know if anyone had made a claim with CGU & what were the outcomes ? I don't mind them charging an excess, that's part of the business deal anyway but i thought it was quite excessive & double dipping. They applied the normal excess ($50) &...

Well, i don't see why not...it's an investment. I wonder do you need to consider what portion of the land value will this apply to your PPOR ? do you need to apportion that too to get real value of the granny flat ? cheers Bubbles

Hi Rodimus, When i bought my first property under a trust structure I was advised by my solicitor that the actual trust does not have to be existed before one can purchase, as long as the "name" of the trust is known. So if you are certain of the name of the trust already, just put that...

Hi there, I have a landlord policy with CGU. Property is in Qld. Last mth my tenant done a runner & naturally there were a few damages. Many Holes on walls, carpet badly stained in main bedroom & lounge (does not look like it can be clean), dog poos all over rooms, rumpus & deck, yard is...

Hi QB, Since you are going to in Surfers, I recommend hire a car (plenty local hire company in surfers at cheaper price than the big guy avis/hertz/thrifty), drive up to brisbane for a few days. Going along the coast you come to Brisbane. As Jacque mentioned, Southbank is lovely, so is...

Hi Skater, I don't have the answers but just wanted to know what do you mean by 'close to the front boundary' ? How close ? For that age i would thought the council wouldn't bother you now if they haven't bothered about it before. bubbles

Wow...Kristine, that's great info ! Always love reading your posts. I know everyone should seeks professional advice but everyone here are investors & we all have the 'common' interests in properties & no professional advice could make you think as much as others real life experiences...