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Tried Suncorp today, as you said Ace, you need to own both sides of the duplex which I don't. Tempted to go EBM but its 200m from a river, so feel like I need the flood cover

Hi guys, looking at renewing my landlords insurance for my rental property in WA. Am currently with Westpac only because it came with the mortgage. Problem is its one half of a duplex, and its need a river. So, the usual recommendations i've found on somersoft are a bit inadequate. Teri...

Okay thank you for the replies :) Will give the council a ring

sooo :o any thoughts?

Hi guys, Quick question. Own half a duplex in WA side-by-side with a common wall. Its kind of staggered so their half is set back a bit. My neighbour is planning on extending their side by building an extra room right up to our fence line (replacing a bit of it) towards the back. Are...

Another question; say they want to upgrade the fence, and i dont want to, and its in good nick.\ But its a duplex with a common wall; would it cause problems in the future for knocking down/rebuilding if i dont voluntarily contribute?? Its a survey strata block so i would be legally...

Is 'high fibro' asbestos??

Hi we are in WA, city of canning. We have a 'high fibro' fence dividing (29m) between our neighbours, in good structural shape except for one big crack towards the back of the property. Neighbour wants to replace the fence to renovate the backyard and say its a health hazard and are asking for...

Ooops delete meee

Hi guys, in the process of buying a PPOR. House has had some renovations with a new garage. Have got council approvals they all seem okay. With the approvals for these extensions, there is a plan for the rest of the house. In the old section of the house, there is a wall which has been removed...

Thanks guys, clears it up!

Hi guys, trying to find most suitable insurance for my duplex rental. Building & landlords. I see most of the companies have a exclusion for tenant neglect/wear tear. This includes generic insurance companies eg AAMI/RAC but also the more specialised ones such as AAMI. Do we just take it...

So i gave them a ring, they just said i lose my no claim bonus...but i've only had the property got 2months. Would have been 5% at next renewal

Hi, tenant accidentally broke glass stove, asking me to claim on landlord's and they will pay excess. Does this affect me in teh future with premiums or any other way? Can i get the PM to sort out the claim? Thanks

Hi have had an offer accepted on a property in WA. Old house with extension to one side including a toilet. Plus they have divided an old laundry and put in a new bath/toilet in the old section. Had structural building inspection and he noted that the toilet didn't have appropriate...

If a broker obtains the same loan for you from the bank, what would be the difference going through the bank? Like what would they do differently? If there is only one title on teh loan document?

Thanks of sharing your experiences, good to get an idea!

Hahaha okay sounds good, thank you! But with teh all monies, generally tehy have a legitamite reason to take money from your accounts? What if the value of a house drops, can they take money from your offset account?

Hi, Have an IP with Westpac, looking at getting a PPOR loan with Westpac too through the bank, but avoiding X collateralisation. If there is only one security under the security section of the loan, is that ill need to do to ensure it is not x collateralised?? Anything else i need to do?? In...

Is the government reducing the FHOG an indication that the interest rate will not go down further?? Too much of a jump?