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Hi guys, looking at renewing my landlords insurance for my rental property in WA. Am currently with Westpac only because it came with the mortgage. Problem is its one half of a duplex, and its need a river. So, the usual recommendations i've found on somersoft are a bit inadequate. Teri...

Hi guys, Quick question. Own half a duplex in WA side-by-side with a common wall. Its kind of staggered so their half is set back a bit. My neighbour is planning on extending their side by building an extra room right up to our fence line (replacing a bit of it) towards the back. Are...

Hi we are in WA, city of canning. We have a 'high fibro' fence dividing (29m) between our neighbours, in good structural shape except for one big crack towards the back of the property. Neighbour wants to replace the fence to renovate the backyard and say its a health hazard and are asking for...

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Hi guys, in the process of buying a PPOR. House has had some renovations with a new garage. Have got council approvals they all seem okay. With the approvals for these extensions, there is a plan for the rest of the house. In the old section of the house, there is a wall which has been removed...

Hi guys, trying to find most suitable insurance for my duplex rental. Building & landlords. I see most of the companies have a exclusion for tenant neglect/wear tear. This includes generic insurance companies eg AAMI/RAC but also the more specialised ones such as AAMI. Do we just take it...

Hi, tenant accidentally broke glass stove, asking me to claim on landlord's and they will pay excess. Does this affect me in teh future with premiums or any other way? Can i get the PM to sort out the claim? Thanks

Hi have had an offer accepted on a property in WA. Old house with extension to one side including a toilet. Plus they have divided an old laundry and put in a new bath/toilet in the old section. Had structural building inspection and he noted that the toilet didn't have appropriate...

Hi, Have an IP with Westpac, looking at getting a PPOR loan with Westpac too through the bank, but avoiding X collateralisation. If there is only one security under the security section of the loan, is that ill need to do to ensure it is not x collateralised?? Anything else i need to do?? In...

So, the fiancee earns more than me and will be working consistently and training in the future. I earn a little less but will work a bit more sporadically in the future. Both secure jobs. We have a negatively geared IP solely in my partners name. Looking to buy a PPOR, hopefully in my name to...

Hi guys, Me & my partner have been looking for a PPOR for a while now. Initially started off trying to buy something for about 500k, then realised that was going to be difficult. She wants somewhere in one of the nicer, establish suburbs but is happy with an older but well maintained...

Hi, my partner has bought an IP, but I am managing most of the work on it. I am an additional cardholder for her CC. If i pay for IP related stuff using my additional card with my name on it linked to her account, can she still claim the deductions at tax time? Thanks :p

So I have a tenant for a 1 year lease who is going in move in in 2 weeks. 1970's house, want to sink minimum for improvements into it as may demolish in 10 years, is a duplex so may not add too much to rent value. Have just bought the house and there are a few problems which I am not sure...

Soooo in my iP theres some bubbling on the wall next to bathroom where the shower is. Got a plumber mate to have a look who said some of tge tiling sounds hollow and there's holes in the grout. We already have a tenant lined up in a week and a bit Its an old 1970s house so dont want to...

Hi, bought a suvery strata duplex recently with a common wall. Other side of the property are asking to rent this half from us for a year - they are looking to demolish or extend. Sounds good to me. Is there anything i need to watch out for in this kind of arrangement? Thanks!

Some advice please, Partner and I are getting married later in year. She has has just settled on a house (A) which we were considering renting out. Nice old house but little small. We could live in it for a couple of years. We are looking for a spacious but oldish first PPOR. My accountant...

Any annualised housing indices available by state? Looking to compare prices vs key indicators...:confused:

Hi quick question, Would it be cheaper with a interest only loan with a mortgage offset account, to have fortnightly or monthly payments??

Hi, Looking at buying a PPOR in the southern suburbs of Perth. I know it will be a cash drain, but will enjoy the intangibles of home ownership. Got a few options 1. An established suburb with little land available, good schools, facilities - like one of the subrubs near the freeway...

Hi guys, Looking at a duplex house on a survey strata block with a ~4m common bedroom wall. I think its a "party wall" easement - not entirely sure what that is either. I was wondering how difficult it is to knock down half the duplex in order to re build later on down the track. Is it...