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Hi guys, I haven't been on here for a while but in the meantime I have bought a ppor and am now thinking of options. One option is renting it out and renting myself as I'd like an extra room so my kids don't have to share. I'm a single parent and at the moment can't afford to buy a bigger...

I've currently got the MAV home loan with the offset account. The only reason that i decided on this product was because this house might be my IP in the next couple of years. There is only one income going into this account so there is not going to ever be a huge amount of $$ in the...

Hi guys, I recently bought a house as a PPOR. It's subdivided and I'm in the front original house. Behind me is a unit. I'd like to know if there is a way of finding out if the house behind me is a housing commission/dhs house. Tonight there were drunken screams, swearing, sounded like...

Hi Guys, I know that this question is not directly related to IP's BUT... For those of you with an offset account for your PPOR, do you use your credit card to pay for everything and then use the 55 interest free days while the money is sitting in your offset account reducing your...

I've got a question about my soon to be new MAV home loan. Going in today to sign the paperwork for it a and choose a credit card. I'll of course have any extra money sitting in the offset. Does this mean I should make the minimum required repayments and anything extra should go in the...

My partner and I have been talking recently abiout IP's. I have bought a PPOR and settle in March but have plans to look into buying an IP too at the right time. My partner was saying that there are a few negatives with IP's such as CGT, tax paid if positively geared etc. Did these things...

I just bought a property with a mortgage of $270,000. I was chatting to my broker on the phone and I asked him what he thinks would be the best thing I can do to prepare for when I buy an IP (in approx 2 years) besides my own research of course. I told him that my partner thinks I should...

I'm going to be looking at 2 places this week. Hopefully one of them will tick all of my boxes and my search wil be over, at least for now. I'm madly trying to research what these properties might be worth by using recent comparible sales in the area. Is there something else i can do to...

Hi, So my search for a PPOR continues. Saw a place that seemed like what i'm looking for. After doing some research I found that it has been subdivided and half of the block is for sale ready for someone to put up a unit. I can't see on the street view where exactly this will be situated...

When you guys bought your first IP did you have a very clear plan or very well defined short/long term goals? Do you think you can buy your first IP in a reasonable area that you're familiar with and just play it by ear with no definite short/long term goals? I always thought I'd like...

As I continue to search for a property in my price range it seems that every house has it's own "special" feature. I was going to view one on the weekend and I noticed there was no shower in the bathroom so I called that agent to ask about this. No flooplan either of course. She tells me...

Sorry for all the questions everyone! I'm in the market for a PPOR and in my budget there seems to be something or other that is wrong with the houses. The first one that I put an offer in for had structural damage so i didn't go ahead with the purchase. I looked at one yesterday that was...

I'm currently looking for a PPOR with a budget to spend of $390,000 in Melbourne's outer east. Could be stretched a tiny bit but not my much. I've been looking at place that are priced up to 390,000 so far but i haven't found anything suitable. I've had friends suggest that I make lowball...

I'd like to know your opinion on units/houses on main roads for a PPOR This particular location is Heathmont. It's the back unit, 3br's but on 300m2. Not sure if it would offer much capital growth down the track given it's on a main road and I wonder if I'd have problems selling it down the...

I know this forum is primarily about investment properties but I need to buy my ppor first to then go on and buy an investment property. I've recently made an offer on a property and OMG!! What a song and dance over something that could be so straighforward! I didn't think agents were still...

Hi Guys, As the title says, do you think that a single parent can realistically get ahead financially with property on one average income (even slightly below average)? I'm in a position now that I'll soon be looking for property to live in with my two boys. We sold our marital home so I...

Hi Guys, I'm interested in the reasons that some of you that have bought in regional areas? Was is because it's more likely to get +CF? More affordabe? Did you do this to get your foot in the door? Any regrets? Thanks

Hi Guys, I've been doing a lot of reading on this forum and one thing that i've noticed coming up a lot is buying undervalued properties. I don't understand this concept, if a place is undervalued isn't there going to be a lot of switched on investors out there placing bids for this home? Is...

Just wanted to read your opinions about these two scenarios. Deposit is $110,000 maximum. 1. Buy in Ringwood/Croydon area, definately a unit. 2. Buy in Warrnambool which would be a bit cheaper and better rent than in Ringwood. Thanks!

Just wondering what websites would be worthwhile looking at that can give info on areas and growth . Thanks!