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Based on what I believe are unreasonable moderator decisions today, and the moderator's unpreparedness to explain himself, I am exiting the forum permanently. I think this is an outcome that will be to the approval of at least one moderator. If I could leave you with one piece of advice. IMHO...

It is quite common knowledge Rudd expected his staff and many public servants to work more than 40 hours a week, and drove them hard in every way. Qld State Govt departments ubiquitously employ people on a full time casual basis to get around being accused of discrimination when they let a...

I've let my weight blow out again over 9 months of staying up late following the US stock market. Have cut back recently from that and am getting out on the bicycle more. Trying to do 200km a week. Did a night ride last night with some B Grade racing cyclists. 50km return trip Toombul to...

I noted this post when I didn't log on to the forum and have the ignore feature kick in.. As always, you dish out over and over, the same school playground parrot repetitive put downs. It is indicative you are incapable of making a more informed counterargument. Go away and read something...

They must attach a lot of risk to the future of Australian business and/or foreign credit supply to use a condition like that.

This type of thing is not only a problem for employers BV. I know a Gen Y female who has wanted to partner up in a new business for 3 years. I'd love to be able to make it happen because she is very good at what she does, but I just cannot trust her to stay the distance.....one day she wants...

The topic is a sustainable CAD. And what's the purpose of a CAD? We run a CAD to sustain or grow our std of living on borrowed foreign funds. If our std of living is falling, then the CAD is not sustainable because foreign borrowings are not adequately increasing national income (to fund the...

great....it should be a cinch paying it down in 3 years.

He doesn't necessarily have the time to source and manage my affairs.

Tanq, sounds like you might benefit from using a Buyer's Agent. If you are trying to buy in a capital city you don't live in, it can save you hundreds of manhours in research. I can recommend Andrew Allen from Allen Real Estate in Brisbane. People have different views on BAs. some think they...

Emma, I can't recall whether you are in LV currently, but if so, would you be prepared to meet an associate of mine who lives there. He has been buying LV property for 25 years, and the two of you might benefit. If he says you are ok, that would go a long way to confirming your bona fides for me.

Probably because I have a more considered and multifaceted RAR approach to balancing my investing in asset classes and human capital, than your simplistic and bipolar 'either property bull or bear' perspective. We might have bought the last property on a dual consideration that incorporated a...

I didn't realize you investing in Moorooka for the same duration as Woolworths TC, nor generating their cash flow.

Treasury's view that most new debt is due to productivity investment and not housing, doesn't reconcile with Steve Keen's chart below. Treasury higher investment has been to expand productive capacity, particularly in the export sector — it has not reflected over-investment in housing...

Ausprop, I expect the uncertainty to grow. Property loans are now 40% dependent on foreign credit. IMO, those creditors take their lead for Australian lending from the US and Chinese economies, and less so Europe. This is an economic and finance climate Australian banks, developers, and...

Who says Moorooka growth wasn't negative? RP Data houses - 485 to 460 in the time I specified. As you said, there's been a lot of new apartments come on line to skew those apt stats. Keep talking your book TC. You'll need to in the face of next year's rate rises.

Brilliant inventions. How successful these are commercially will be interesting. SBU Test by Mythbuster Guys Gizmag rap of SBU and Honda U3-X

[/LIST] those dev'ts account for no more than 6 listings. Even excluding those, listings have steadily doubled from Feb to now. A wise investor would want to contemplate carefully what a doubling of listings means. Residex has the Brisbane median down 2.6% in the same period....and that...

So you are interpreting "modest downward pressure" as insignificant falls. How do you interpret this?

IV, I think you probably understand best that I strive for better risk adjusted returns....hence my preoccupation with forecasting the future and understanding and measuring the downside. I understand talk of the downside frightens the naive and simple minded, who think groups like Mirvac and...