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Thanks a lot Peter. I will pass on those details :)

My friend has been looking into the property market lately and considering buying his first investment property. He has been looking at properties down south, around chelsea, seaford through to frankston. He has all the usual questions I guess about finding the right property etc etc. I...

I'm considering a change of accountants. Nothing against my accountant, he has always done a great job as far as I know, but he doesn't come cheap and money is a little tighter these days. Last year cost me $500 ($200 per hour accounting fee). I believe my situation is fairly straight...

Fair enough. But the phone company were able to see what calls were made from his number and where they were made from. This was all apparently from his phone, which was in his possession and broken. He only found this out because he had taken it in for repair and the phone was full of...

Not Craig Thompson. Not sure if that was a reference I didn't get... To duplicate the sim they had to physically have posession his phone. So they would have accessed his information then I guess. Presumably they were making calls from his account and potentially applying for credit or...

Morning guys. Will keep this quick. A few years ago I had my identity stolen and used for credit fraud. Was a nightmare of a process, but eventually got it cleared up. Now. A friend of mine just called me and his case it a lot worse. He has had someone physically duplicate his sim card...

I would offer advice and assistance in coming up with a strategy by which they can earn that $1000 and get themselves out of debt. In the long run they will always learn a lot more, as opposed to being bailed out. This is assuming they are in debt due to their own stupidity and not some other...

Haha. You assume correctly. I appreciate the recomendations though. Perhapse if he does really want to get on the right track he might even decide to read them...

I just got done for not wearing a seatbelt. There goes nearly $300.! I appreciate all the responses. I'm not going to get myself too involved, but at the same time I won't sit back and do nothing. I'll forward him the links that you guys have shared and encourage him to meet with a...

Thanks so much for all the replies, you guys are great. I'm all for tough love, but I think he might be ready to actually help himself. I always knew he wasn't very smart financially, but I only found out how serious it could be after he mentioned something to our Mum. She told me and...

Please help me.! My brother is basically my financial polar opposite. I keep out of his business for the most part, but it has come up recently that he is in quite a bit of debt. Credit cards, personal loans, never paid tax, parking fines etc... I don't know all the details or just how...

I'm actually looking to rent in this area and just trying to budget some of the expenses. Can anyone give me a rough idea of what gas, water and electricity usage might cost? Based on 2 people living in the apartment. Thanks if you're able help.

Thanks for all the replies, much appreciated! My first step I think will be moving out and renting. At least I can get an idea of expenses and budget so I know what position I'm in when buying. I'll probably take your advice this time impala, and speak with a buyers advocate.

It's looking that way, thanks.

I'm currently weighing up my options in terms of buying property - ppor vs investment. I'm undecided, but am looking at all possibilities. Assuming I take the Investment option. My budget is $350k MAX. However I would be more comfortable staying closer to $300k. My plan again would be buy...

Sorry, 50sqm would be ideal. I haven't been able to find anything this big within my budget, hence why I'm now looking at other options. Living in anything sub 50sqm would be a temporary arrangement. Maybe 5 years max before renting it back out. However the issues with these smaller places is...

Evening all. I seem to return here whenever I can't make up my mind. There's a wealth of information and experience on this board, and I like to tap into that when faced with a dilemma. Background info. Bought my first IP a little over a year ago for about $275k in Bendigo. Have about $40k...

Potentially just the boards. I had a proper building inspection conducted on the ground floor apartment back in august 2012 and it did NOT have concrete floors as I thought it might. But maybe the level one floor/roof is concrete, I don't actually know. But, this isn't the place for me anyway...

Thanks Sim. I actually bid on that one, so I have been keeping an eye on the area for a while now. Good eye! It's a pretty old building obviously. It has had some minor work, but it's all pretty dated. The kitchen and bathroom are pretty stale and the floor is fairly warped. This is more of...

Thankyou gents. Very informative as usual.