First post. I have learnt so much from this forum (thanks) but have heaps of questions. I am not new to property, have 1 comm (retail) and a few resi IPs. Looking at another comm and am trying to figure out what is the best way to fund it. The comm I have is owned outright but I know the banks like to use resi as security for comm purchases. Am I better off setting up finance on the existing comm to cover approx 30% + buying costs and borrow 70% on the new comm so they are stand alone or given the current climate borrow the lot on the new purchase and X it with my existing comm. My plan is to run it over 10 years P&I