You can also check out the offer in Caveat Emptor Only purchased in New York. It's a mortgage state, as the taxes will show you - mortgage tax is pretty exxy. I didn't look at owner finance deals as none presented themselves. I considered a number of foreclosures (made some offers, but largely foreclosures were in a hideous state and I wasn't prepared to do a long distance rehab). I didn't try for assumable finance as I had become aware what a minefield finance was and that banks might well be able to say "Yes, it's assumable, but not by non-resident aliens." Hope this helps.