Just out of curiosity with all that is happening at the moment.
Current SANF Poll!
- Thread starter HandyAndy888
- Start date
Mate, I voted "never better". I always sleep really well. Life is just a game and property investing just a part that I like to play.
If its all 'going-to-hell-in-a-handbasket' I'd still be sleeping well
I'm not sure what you are trying to measure with your poll but I'm guessing some degree of mortgage stress. Well we're all grown-ups here I hope - we just suck it up and know that in the long run it all will be OK.....or in more modern terminology 'take a concrete pill and harden up'.
If we can't do that - then we sell down quietly to survive to live another day and get back in the game.
Just turning up for the game is half the battle
Aimjoy
If its all 'going-to-hell-in-a-handbasket' I'd still be sleeping well
I'm not sure what you are trying to measure with your poll but I'm guessing some degree of mortgage stress. Well we're all grown-ups here I hope - we just suck it up and know that in the long run it all will be OK.....or in more modern terminology 'take a concrete pill and harden up'.
If we can't do that - then we sell down quietly to survive to live another day and get back in the game.
Just turning up for the game is half the battle
Aimjoy
Whats SANF????
I voted "excellent" and that's the truth.
LL
LL
I sleep very well thank you, and always have. The only sleep I ever lost over mortgage was the first night after signing the documents but never looked back since then. It's a waiting game at the moment as I will only buy if a property shows true potential. Until then, I just keep analysing possible deals.
I voted excellent. All my loans are fixed interest only and I have been using such since the late 80's.
I may have missed some discounting along the years by not going variable however my view is if you are happy with the fixed rate, you budget for it (set and forget) and its locked. Rates may drop but if you were happy with the rate you chose it shouldn't matter. Rates can also go up as in the current environment.
SANF is too important to my health and state of mind to do it any other way. Actually at the moment I have higher yielding term deposit rates than the highest of my fixed loans rates.
Works for me.
I may have missed some discounting along the years by not going variable however my view is if you are happy with the fixed rate, you budget for it (set and forget) and its locked. Rates may drop but if you were happy with the rate you chose it shouldn't matter. Rates can also go up as in the current environment.
SANF is too important to my health and state of mind to do it any other way. Actually at the moment I have higher yielding term deposit rates than the highest of my fixed loans rates.
Works for me.
Mate, I voted "never better". I always sleep really well. Life is just a game and property investing just a part that I like to play.
If its all 'going-to-hell-in-a-handbasket' I'd still be sleeping well
I'm not sure what you are trying to measure with your poll but I'm guessing some degree of mortgage stress. Well we're all grown-ups here I hope - we just suck it up and know that in the long run it all will be OK.....or in more modern terminology 'take a concrete pill and harden up'.
If we can't do that - then we sell down quietly to survive to live another day and get back in the game.
Just turning up for the game is half the battle
Aimjoy
Great reply...
Love it!!!I think of SANF as an overall factor of your anxiety...not just sleep, but that's just my interpretation.
Never lost a moment's sleep over mortgages or debt, because I don't believe I have ever overcommitted.
I once thought I had a bit too much debt for cars (had 40k at one stage), but haven't had to buy a car in three years, and won't need to in the medium term either. Plus some of that interest is tax deductible.
Property doesn't concern me in the least - that's what risk management is for.
I once thought I had a bit too much debt for cars (had 40k at one stage), but haven't had to buy a car in three years, and won't need to in the medium term either. Plus some of that interest is tax deductible.
Property doesn't concern me in the least - that's what risk management is for.
Thanks Alex.
I haven't been able to get a good night sleeps in nearly 4 months. But I dont mind, its only my 4 month old son wanting a feed
Satisfactory for me. Developing consumes a fair bit of mental energy and space and tends to occupy the mind at sleepy time. The main sleep disruption for me at the moment is my resident 18 yr old who is enjoying more and more late night liberties.
Am I the only one who finds it hard to sleep if my 18 yr old baby is out late?
Am I the only one who finds it hard to sleep if my 18 yr old baby is out late?
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