If you google "EBM insurance" and click on their google ad, or use the promo code webpromo1, you get 2 months free. My EBM insurance was up for renewal with no discount. While shopping around I noticed I could get 2 months free by going to their website and signing up again... Seems like it's better to be a new customer than just to renew! I have no idea when the online offer ends, but thought it might be handy for those of you who have LL insurance that needs renewing.