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i use ebm for my properties and have found them impressive and good value overall particularly with their discounts on multiple properties.
just be aware they only cover 6 weeks of rental loss unless you cannot gain access to the property for whatever reason.
Have you ever had a claim experience with them?
haha self destruct on premises
Me imagines road runner and coyote , while coyote blows him self up
"Malicious Damage by tenant: 52 weeks"The number of weeks covered depends on circumstances. For example:
Default of rent and broken leases: 6 weeks
Tenant Hardship: 6 weeks
Denial of Access (tenant refuses to leave): 52 weeks
Prevention of access: 52 weeks
Defined events (fire, storm etc.): 52 weeks
Malicious Damage by tenant: 52 weeks
Accidental Damage: 52 weeks
Theft by Tenant: 52 weeks
Death of Tenant: 52 weeks
The default of rent and broken leases are the basic circumstances and the 6 weeks is in addition to whatever you can cover with the bond (if anything remains after cleaning etc.)
Importantly there is no excess on loss of rent claims.
The next clause has a six weeks provision for people who die or self-destruct onsite.
I cannot comment as to how often these events occur.
Okay I'll bite, otherwise I'll spend the next two hours searching for some reference to "self-destruct" in the PDS. Where and what?????
"Malicious Damage by tenant: 52 weeks"
so does this mean that if the tenant leaves owing rent and decides to use practice his boxing skills on the walls,
then you are up for 1 excess for malicious damage, no excess for loss of rent, with up to 52 weeks coverage?
He's referring to tenant suicide.
Does EBM landlord policies cover for FLOODS? I read the PDS over and over and couldn't find so. Have I missed it? any thoughts
Does EBM landlord policies cover for FLOODS? I read the PDS over and over and couldn't find so. Have I missed it? any thoughts
Does EBM landlord policies cover for FLOODS? I read the PDS over and over and couldn't find so. Have I missed it? any thoughts