From: Marina .

The Nab wants to charge me $382 and $319 for locking in the rate, and $600 per loan application. I have 2 loans with them.
These bank fees are hefty especially since Super Members Home loans have approved the re-finance for Nil bank costs whatsoever.
I was able to get 5.99% for 3 years, as opposed to the Nab of 6.19% for 3 years.

My banker is happy to let us go as customers, and is not even willing to negotiate the fees. I guess they do not or cannot be competitive and are happy to lose customers.

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Reply: 1
From: Robert Forward

I think you need to talk with a broker.

This is Rolfs job...

He should be able to help you out Rusty.


The Sydney "Freestylers" Group Leader.
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Reply: 2
From: Rolf Latham


Be careful with things like lock in rates. Lock in rates protect you in the case that the rates rise between application and settlement.

All lenders have their box, and if you dont want to live in it then you just open the lid and move - well done


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Reply: 2.1
From: Even Steven

I've always found NAB to be expensive. As for keeping you as a customer it's all handled by computers these days. Bank managers have no power to alter anything to keep your business.
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